Port communication关于融资担保公司你需要注意哪些问题 融资担保属于前置审批还是后置审批？设立融资担保属于前置审批，是先办理经营许可证，后办理营业执照方可经营。融资担保公司的经营期限是几年？
融资担保经营许可证的有效期为5年，但是新设立的公司半年需要年检，Does not meet
Require
吊销经营许可证；融资担保公司每年都需要年检，对于不符合经营
Require
的也会吊销经营许可证。融资担保公司经营是不是有区域限制？有区域限制，在本地区设立的融资担保公司只能在本地区经营业务，当达到相应的
Require
（条件见备注）可以设立分支机构。
Financing guarantee companies registered and established in this city plan to set up branches inside and outside the city，The following conditions should be met：
- Obtained "Financing Guarantee Institution Business License"。
- Continuously operating financing guarantee business for more than two years，Profitable for the past two consecutive years。
- The registered capital of a financing guarantee company should be no less than 300 million yuan。
- The cumulative compensation losses or investment losses incurred in each of the past two years shall not exceed 5% of the net assets.。
- No violations in the past two years、Bad record of violations。
- Each new branch is established，Appropriate working capital should be allocated，In principle, the amount of funds shall not be less than 10% of the branch’s guaranteed balance.。注册在深圳市的融资担保公司股东公司一定要是深圳公司吗？股东公司需要是深圳公司。
设立分支机构1.本市注册设立的融资性担保公司拟在市内外设立分支机构的，The following conditions should be met：(1)注册资本不低于人民币3亿元。(2)Continuous operation for more than 3 years，且*近连续2个会计年度盈利。(3)稳健合规经营，无违法、违规和其他不良记录。(4)融资性担保公司每新设立一家分支机构，应当增加相应的注册资本。
(5)其他有关条件。外省市注册设立的融资性担保公司拟在本市设立分支机构的，原则上按照前款办理。Each new branch is established，应 当拨付相应的营运资金。
- 本市注册设立的融资性担保公司拟在外省市设立分支机构的，应当在融资性担保公司所在区县主管部门备案， 报经市金融办同意，并经拟设立分支机构所在地省级监管部门审查批准。
- 外省市注册设立的融资性担保公司拟在本市设立分支机构的，应当征得融资性担保公司所在地省级监管部门同 意，报经拟设立分支机构所在区县政府预审，并经市金融办审查批准。设立分支机构具体申办流程，参照本试行办法设立公司的相关规定。
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