Port communicationThe China Insurance Regulatory Commission has recently streamlined administration and delegated power to，Insurance licenses open again，For some companies that have not successfully registered and applied for an insurance brokerage company license，This is a rare opportunity。How to apply for an insurance brokerage business license when the insurance brokerage company has current policy rights when it is registered? in our country，The establishment of insurance brokerage companies will be strictly reviewed and approved by the China Insurance Regulatory Commission。
After receiving the "License for Operating Insurance Brokerage Business", an insurance brokerage company that has been approved for business shall，It must be registered with the industrial and commercial administration authority accordingly before it can start business.，and shall also publish an announcement in a newspaper designated by the China Insurance Regulatory Commission。The application for registration of an insurance brokerage company involves the following aspects:： Application for registration and establishment of insurance brokerage company
Process
condition：1． organizational form。
The organizational forms of insurance brokerage companies include Chinese-funded insurance brokerage companies、Foreign-funded insurance brokerage companies and joint venture insurance brokerage companies, etc.。To apply to establish an insurance brokerage company, you must meet the following conditions:： (1)Low paid-in monetary capital is RMB 10 million。
[According to the decision of the China Insurance Regulatory Commission，Paragraph 1 of Article 7 of the "Regulations on the Supervision of Professional Insurance Agencies" is revised to read："Establishing a professional insurance agency company，The minimum limit of its registered capital is RMB 50 million，Unless otherwise specified by the China Insurance Regulatory Commission。"In addition, delete Article 12 of the original provision。】(2)Have company articles of association that comply with legal requirements。
(3)The company shall have no less than 30 employees，The number of employees of the company holding the "Qualification Certificate" shall not be less than 1/2 of the total number of employees of the company.。 (4)Have senior managers who meet the qualification requirements of the China Insurance Regulatory Commission。 (5)Have a fixed business place that complies with regulations。
The National Insurance Brokerage Company Registration Application and Establishment Agency is specialized in creating foreign insurance brokerage companies that apply for the establishment of foreign-invested insurance brokerage companies in addition to meeting the above conditions.，The following conditions should also be met： (1)Good credit standing，Have not been subject to any major punishment by the competent authorities or judicial departments of the country in which they are located in the past three years。 (2)Operating insurance brokerage business for more than 20 years。 (3)Operating income for three consecutive years before application is no less than US$100 million。
(4)Have a representative office in China for more than two years。 (5)The country has a complete insurance regulatory system。 (6)The proposed senior managers meet the qualifications prescribed by the China Insurance Regulatory Commission。 (7)Other conditions specified by the China Insurance Regulatory Commission。
The foreign joint venturer that applies to establish a joint venture insurance brokerage company should meet the above seven requirements.，The Chinese joint venturer should be an enterprise that meets the following conditions:： (1)Good credit standing，Has not been subject to any major punishment by national competent authorities or judicial departments in the past three years。 (2)Be profitable for 3 consecutive years before applying。 (3)The year-end capital of the year before the application is submitted shall be no less than RMB 50 million.。 (4)Other conditions specified by the China Insurance Regulatory Commission。
- Shareholders and share capital
Require
。Shareholders of insurance brokerage companies should comply with relevant regulations on insurance brokerage management，Party and government organs at all levels、、social group、Public institutions and insurance companies with funds allocated by the state are not allowed to invest in insurance brokerage companies.。 In Chinese insurance brokerage companies，A single legal person's shares cannot exceed 10% of the total capital.，The sum of individual shares cannot exceed 30% of the total capital，A single individual share cannot exceed 5% of the total capital。
yang12T gives you different practical solutions，Professional and efficient。3． Qualifications。Brokers of insurance brokerage companies should hold a "Qualification Certificate" and a "Practice Certificate"。
Senior managers of insurance brokerage companies should not only hold a "Qualification Certificate"，and have economic、Except for senior professional and technical titles in finance，Should also： (1)economical、College degree or above in finance related major、Engaged in insurance work for more than 5 years，Or 10 years of working experience in finance，Or have worked in the economy for more than 15 years。
(2)economical、College degree or above other than finance-related majors，Engaged in insurance work for more than 8 years，Or 15 years of financial work or more than 20 years of economic work。 (3)economical、Master degree or above in finance-related majors，Engaged in insurance work for more than 3 years，Or 8 years of financial work or more than 12 years of economic work。
- Set up procedures。The establishment of an insurance brokerage company must go through two stages: preparation and opening.： (1)Preparatory stage。
To apply for the establishment of an insurance brokerage company, an application report for establishment should be submitted to the China Insurance Regulatory Commission.、Feasibility report and construction plan、Staff list and resume、Letter of Intent from Shareholders and Insurance Regulatory Commission
Require
Other information of。
The documents that should be submitted to the China Insurance Regulatory Commission when applying for the establishment of a foreign-funded insurance brokerage company include:：Preparatory application report signed by the legal representatives of all parties involved in the establishment；Feasibility report and construction plan、Business license issued by the country where you are located(copy)、Relevant certification documents for operating insurance brokerage business for more than 20 years；Annual reports or asset responsibility status and relevant supporting documents for the past three years；and the China Insurance Regulatory Commission
Require
Other documents provided。
After the application for establishment of an insurance brokerage company is approved by the China Insurance Regulatory Commission,，The shareholder initiator should organize the establishment of an insurance brokerage company，The preparation period is 6 months，During the preparation period，Insurance brokerage companies are not allowed to engage in any insurance brokerage activities。 (2)opening stage。The documents that an insurance brokerage company should submit when applying for business include:： ①Opening application report。 ②Articles of Association。 ③Shareholder list and share amount、Credit certificate and other relevant information。
④ Capital certificate issued by a capital verification agency recognized by the China Insurance Regulatory Commission，Copy of original accounting voucher。 ⑤Qualification review form and relevant qualification certificates for proposed senior managers。 ⑥List of company personnel、Copy of qualification certificate and other relevant documents。 ⑦Documents proving ownership or right to use the company’s business premises。 ⑧CIRC
Require
of other materials。
Those who have not applied for opening or failed to meet the opening standards within 6 months from the date of approval of establishment preparations，The original approval document will automatically become invalid.。
- Pay security deposit。After the insurance brokerage company receives the approval to open,，A security deposit of 15% of the capital must be paid to the China Insurance Regulatory Commission。
- Apply for "Insurance Brokerage License"。
An insurance brokerage company approved for business shall apply for an "Insurance Brokerage Agency License" from the China Insurance Regulatory Commission，And accordingly register with the industrial and commercial administration authority，Before it can open for business, an insurance brokerage company that is approved for business shall publish an announcement in a designated newspaper.。The license of an insurance brokerage agency is valid for 2 years。
[After 2025, the China Insurance Regulatory Commission will clarify，The insurance brokerage company license is valid for 3 years，The insurance brokerage company shall notify the insurance company 30 days before the expiration of the validity period.，Apply to the China Insurance Regulatory Commission for renewal。The China Insurance Regulatory Commission will conduct a comprehensive review and comprehensive evaluation of the operations of the insurance brokerage company in the previous three years before the license expires.，and make a decision on whether to approve the renewal of the license validity period。Decided not to continue，Reasons should be stated in writing]。
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