The role of the insurance adjuster:one:Can improve the transparency of claims processing,better reflect openness、fair、just、reasonable principles,Reduce wrong compensation、Excessive compensation、The phenomenon of reluctance to compensate,Prevent abuse of power for personal gain,Protect the legitimate rights and interests of the insurer and the insured。two:Can reduce claims disputes,Better realize the economic compensation function of insurance。
Insurance adjuster's report issued by an insurance adjuster,Be able to take a neutral stance on the causes of insured accidents、responsibility、Objective assessment of the extent of losses, etc.、Evaluate、Calculate,Easily recognized by both insurance parties,so as to pay compensation as soon as possible,Realize the economic compensation function of insurance。three: Can promote insurance companies to deepen internal reforms,Save a lot of manpower、Material resources、financial resources。
Separate part of the claims work from the insurance company,Leave it to the insurance adjuster,That can reduce insurance operating costs,Also helps improve services,Improve efficiency,Establish a good brand image。Four:Can accelerate the pace of integration with international practices,Meet the challenge of entry。five: Can meet the needs of the development of the reinsurance industry,Reduce reinsurance business risks。
in reinsurance activities,Once an insured accident occurs to the insured subject matter underwritten by the original insurer,,Reinsurers need to know the relevant situation in a timely manner,in order to clarify their responsibilities。Usually the reinsurer has a loose relationship with the insured,Off-site survey、Assess loss、Claim settlement is very inconvenient,And the cost is often high。The reason for the loss report provided by the original insurance company involves the issue of liability sharing,Often have doubts。
At this time,An independent insurance adjuster comes forward to coordinate the interests of all parties involved in the insurance.,Can maximize cost savings,Improve economic efficiency。
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