Port communication前海设立商业保理公司的
Advantages
factoring business
Advantages
行业门槛较低,Regulation is looser,Facilitate enterprises to set up factoring institutions and carry out business。Compared with other types of financial institutions such as financial leasing and small loans,Commercial factoring versus registered capital
Require
Moderate,Less restrictions on business development,Register a factoring company in any region,Can start business nationwide,More flexible。
Factoring business to customers
Require
lower,Applicable to a wide range of enterprises。Factoring financing does not require companies to provide guarantees or mortgages,No deposit required,Provide financing by buying out accounts receivable,Mainly dependent on the debtor(i.e. buyer of goods)credit, Factoring customers(seller)Credit is not the key to verification。
This greatly enriches the scope of application of factoring business,Especially small and medium-sized enterprises that do business with large enterprises,Rely on the other party’s better payment credit,Able to obtain financing relatively easily,No need to worry about your own lack of credit。 The highest leverage ratio of factoring business is 10 times,Can effectively improve fund utilization rate。
As major regulatory agencies have successively lowered the leverage ratio of the financial industry,,The factoring industry remains outstanding,Enjoy 10x higher leverage,Effectively increased the business scale of factoring companies, Helps the company earn higher profits。 Originated from trade finance,Stay close to the supply chain,Promote a win-win situation for enterprises in all aspects。
More than 80% of factoring companies carry out factoring business focusing on core supply chain enterprises.(That is, "anti-factoring"),As an upstream supplier for this large enterprise、Downstream dealers provide corresponding accounts receivable financing、Prepayment Financing Services,Greatly alleviates the financial pressure on upstream and downstream enterprises,Improved efficiency of the entire supply chain。 Closely integrated with the Internet,Hop on the e-commerce express,Improve the financial level of small and medium-sized sellers。
Through close cooperation with e-commerce,Factors can obtain first-hand transaction information、pay credit、and the actual business situation of the buyer,Greatly reduces the difficulty of credit investigation for factors。The factoring business also provides better financing solutions for e-commerce platforms where small, medium and micro enterprises gather.。 保理业务的流程 商业保理业务主要涉及保理商、seller、Three main entities of the buyer。 first，There must be a contract between the buyer and the seller。
After placing the order，The seller produces according to the order，Provide goods for credit sales after production is completed。 然后它产生应收账款转让给保理商以后呢，保理商可以向这个企业提供应收账款融资。 Then after expiration，The factor collects money from the buyer，After buyer pays，Pay to the account designated by the factor，After the factor deducts the principal and interest，Return the remaining balance to the seller。
The internal operating process of a commercial factoring company is generally as follows:：Accept consultation—Business contact—Verify information—Assess buyers and account status—Internal review and approval—Sign factoring contracts—Lend loans—Supervise enterprises and account status—Account collection—Receipts。
About Hong Kong Xintong
Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。
