前海商业保理公司注册要求以及办理流程

Qianhai commercial factoring company registration

Require

以及政策

Advantages

保理企业注册首选前海在过去，保理业务主要是在银行开展，But in recent years，随着国内经济下行压力增大，银行保理业务有所收缩。中国服务贸易协会保理专委会常务副主任韩家平说，去年国内银行保理业务量为

1. 7trillions，year-on-year decrease
2. 8%。

和银行保理形成鲜明对比的是，商业保理公司和业务量却呈现突飞猛进式增长。“如果行业能够健康规范发展，预计到‘十三五’末期，国内商业保理总量将达万亿规模，占据保理业务总量的1/3。”韩家平说。In the development map of domestic commercial factoring areas，前海占有重要位置。

2012December，商务部出台《关于香港澳门服务提供者在深圳市、Notice on the Pilot Establishment of Commercial Factoring Enterprises in Guangzhou"，允许港澳服务提供者设立商业保理企业，推动了深圳商业保理行业大发展。“因前海合作区良好的营商环境及先行先试金融政策环境，成为商业保理企业在深圳市内的首选注册地点。

”深圳市商业保理协会一名负责人称，thereafter，Shenzhen takes the lead in the country in implementing the reform of the commercial registration system，进而激发了民间投资创业激情，营造了符合国际惯例的营商环境，有力促进了前海内资商业保理行业的快速发展。协会负责人介绍，at present，企业均已依托前海开展实际业务经营，运营情况良好。

部分商业保理商通过跨境人民币贷款，扩大了融资渠道，不仅获得了稳定的资金来源，促进行业的持续发展壮大，还推动了前海跨境人民币业务发展。保理企业选择前海，What I like is Qianhai’s preferential treatment in cross-border RMB business.。

According to policy，前海跨境人民币贷款的综合成本在

1. 5%about，而内地银行贷款的成本在
2. 5%about，注册前海商业保理公司通过跨境人民币贷款融入香港人民币资金，It can save the enterprise at least two points of cost.，节省约
3. 4billion，thereby directly increasing corporate profits。

在深圳前海设立商业保理公司，可以享受前台陆续出台的一系列政策优惠，并且依托前海的毗邻香港国际金融中心的地理

Advantages

，以及得天独厚的产业背景，将成为未来商业保理之重地！一、Conditions for handling foreign-funded commercial factoring companies：

1. 发起人具有成立18个月以上的香港公司，Issue the company’s audit report for the past year，Notarization by Hong Kong company lawyer，Proof of good bank credit standing。
2. Audit report for the most recent year，Can reflect normal tax payment、Total assets exceed US$5 million、The asset-liability ratio shall not be higher than 75%。
3. The shareholding of newly established Sino-foreign joint venture commercial factoring companies shall not be less than 25%.。
4. A commercial factoring enterprise shall be established in the form of a limited liability company with a registered capital of not less than RMB 50 million.，The registered capital of a joint-stock company shall not be less than RMB 100 million.。
5. The senior managers of commercial factoring companies should include more than 2 senior managers with management experience in the financial field and no bad credit records。two、Conditions for handling domestic commercial factoring companies：
6. 注册资本不低于500万元人民币。
7. Profit in the last two years，Provide audit report。
8. The remaining relevant provisions are consistent with the conditions for foreign investment establishment.。外资商业保理公司的注册条件较高，但营业范围较广。

Hong Kong Information Communication-Chief Consultant，Always based on professional knowledge and attitude，Has successfully provided advice to hundreds of companies，

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