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前海融资租赁公司申请的

目前深圳前海已注册的融资租赁公司约155家,Registered capital reaches 17 billion yuan,Accounting for 75% of the total registered capital of financial leasing companies in the city。Qianhai benefits from multiple targeted preferential policies,Gathered equity investment funds、finance lease、A large number of innovative financial companies such as supply chain finance,Domestic and foreign funds also "money into" Qianhai in various ways。

at the same time,Moreover, due to the thousands of equity investment funds and industrial investment funds inherent in Shenzhen,、Hundreds of billions of RMB offshore funds、As many as 18 securities company headquarters、Shenzhen Stock Exchange, the designated listing institution for GEM,It provides strong support for Qianhai to become a financing center for small and medium-sized enterprises in China in the future.。

one、 Foreign financial leasing company establishment

Require

:①The registered capital of a foreign-invested financial leasing company shall not be less than 1000 million dollars;For Chinese-foreign joint ventures, the foreign party’s capital contribution ratio shall not be less than 25% of the registered capital.,The operating period of a foreign-invested financial leasing company in the form of a limited liability company shall generally not exceed 30 years.。

② Have corresponding professionals,高级管理人员应具有相应专业资质和不少于三年的从业经验③外国及境内公司近一年的审计报告

two、shareholder

Require

:①Domestic shareholders:

  1. close 1 The net asset ratio at the end of the year shall not be less than 30%;
  2. close 3 Profitable year after year;
  3. 主营业务销售收入占全部营业收入的 80%以上
  4. 银行信用记录良好;②Foreign shareholders:
  5. 外国投资者的总资产不得低于 500 million dollars。
  6. close 1 The net asset ratio at the end of the year shall not be less than 30%
  7. 可用于长期投资的净资产规模大于本次投资额

three:Qianhai Financial Leasing Company Application:①前海管理局审批②深圳市经济贸易和信息化委员会网上申报(前置审批)四、Set up process:① Determine the name of the shareholder and the proportion of capital contribution,Application name pre-approval;②Prepare relevant application materials (certificate of business performance、feasibility study report、Manager qualifications、Bank credit certificate、Company registration information, etc.),Report to the competent authority for review and retaliation;③The competent department will conduct a preliminary review of the submitted application documents,The competent authority will issue an approval within 5 working days.。

④Approved to be established,Issue "Foreign-invested Enterprise Approval Certificate",Not approved,Give reasons in writing。⑤ The foreign-invested financial leasing company shall go through the registration procedures with the industrial and commercial administration department within 30 working days from the date of receipt of the "Foreign-invested Enterprise Approval Certificate";⑥The Administration of Foreign Exchange applies for quota bank account opening、Funds in place、Capital verification、Handle organization code。

five、Relevant review points:① The name of a foreign-invested financial leasing company must indicate the words "financial leasing",The name and business scope shall not contain the words "financial leasing"。②Financial leasing companies can operate guarantee business related to leasing transactions,But not for main business,And there must not be the word "guarantee" in the company name.。③Should

Require

Foreign investors truthfully disclose the background information of actual investors,Strictly review its overseas assets。

④The registered capital shall not be less than US$10 million。⑤The proportion of foreign investment shall not be less than 25%。⑥The operating period generally does not exceed 30 years。six、About employee qualifications:① "Professionals" mentioned in paragraph (3) of Article 9 of the "Measures for the Administration of Foreign Investment in the Leasing Industry" refer to financial professionals with the necessary skills to perform their duties.、trading、law、Accounting、Professional knowledge in engineering technology management and other aspects、Skills and experience,Personnel with a good track record。

② "Senior management personnel" refers to the general manager (deputy general manager)、business manager、treasurer、Risk Control Manager and Operations Manager。③ "Having corresponding professional qualifications" means having professional knowledge in the business field in which they are in charge and obtaining relevant practice licenses issued by the competent authorities or authoritative institutions in the industry.,Generally have a bachelor degree or above。④ "Not less than three years of experience" refers to more than three years of management experience in a financial leasing company or related financial institution。

Preferential policies:Financial leasing allows the company to retain its original bank credit line while further expanding its financing scale.。And the lessor uses the leased assets as credit protection for the lease claims,It saves the lessee the cumbersome procedures of evaluating the mortgaged assets and handling the mortgage.。also,Reasonable depreciation policy becomes an intrinsic motivation to promote corporate investment,This allows the lessee to reap the benefits of tax deferral,Achieve the purpose of tax-saving financing。

And enterprises that comply with the "Shenzhen Qianhai Shenzhen-Hong Kong Modern Service Industry Cooperation Zone Corporate Income Tax Preferential Policies and Catalog" enjoy a 15% corporate income tax discount。A deputy director of the Qianhai Administration Bureau in charge of the financial leasing industry not long ago publicly distributed "reassurance pills" to financial leasing companies in the area.。He expressed,As long as Tianjin、Some policies in Shanghai,There will definitely be one in Qianhai。

In fact,Among the policies that have been introduced,"Cross-border lending" takes advantage of the convenient location adjacent to Hong Kong,It has become a major policy advantage to attract financial leasing companies to settle in Qianhai.。And for the financial leasing industry,Providers of cross-border loan funds will gradually be Hong Kong banking institutions operating RMB business,Expand to trust、Insurance、Funds and asset management and other non-bank institutions in Hong Kong。

According to Li Yixiang, general manager of CGN International Financial Leasing Co., Ltd. registered in Qianhai,Last year, Qianhai’s cross-border loan registration scale reached 15 billion yuan,It is expected to grow to 50 billion yuan this year。


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