Port communicationSome time ago, Guangdong Province issued the registration details for Internet finance in Guangdong Province.，Let’s see how to interpret this!?The quota provisions of the "Measures" have had a lot of impact on platforms in the industry，Some platforms are facing transformation，" said Dong Yuzan, founder of Puhui Yuntong platform，“According to the predictions of industry experts，Consumer finance and supply chain volume will become a breakthrough for many platform transformations。
Supply chain finance itself has the characteristics of small amounts and decentralization，At the same time, it has the characteristics of inclusive finance that makes up for the inability of traditional finance to meet the financing needs of small, medium and micro enterprises.。"Puhui Yuntong is based on the guiding role of Internet financial policies，Financing status quo for small, medium and micro automobile companies，Help small, medium and micro enterprises solve the chronic problem of financing difficulties。
Benefiting from the controlling shareholder and the group company’s more than ten years of experience and resource accumulation in the automotive industry，Puhui Yuntong's first "Internet + Finance + Automobile Industry Chain" model has very strong market tension。through this mode，Deeply engaged in the financial vertical segmentation of the automotive industry chain，integrate resources，Thus forming an automobile industry chain including automobile manufacturing、P2B model including spare parts production and sales and other related enterprises。
It is worth mentioning that，Puhui Yuntong’s innovation in the field of industrial chain finance does not stop here.，The park's O2O closed-loop model will eventually unify the financial industry chain and industry ecological chain built by Puhui Yuntong，and form a two-way driven development relationship。According to the relevant provisions of the "Draft for Comments"，Online lending information intermediaries must apply for the corresponding telecommunications business license in accordance with the relevant regulations of the communications department.，Get an ICP license。
Website ICP License，Also called Internet Information Service Business License, it refers to the business license for telecommunications and information services provided by public network infrastructure.。It is reported that，Among the more than 2,000 online lending platforms currently operating across the country,，There are only a few platforms with ICP licenses，Most only have basic ICP registration certificates。ICP license and ICP registration are actually two management standards for for-profit and non-profit Internet information services.。
According to the relevant provisions of the "Internet Information Services Management Measures" promulgated by the State Council's legal system，Internet information services are divided into commercial and non-commercial services.。in addition，The state implements a licensing system for commercial Internet information services，Implement a filing system for non-commercial Internet information services。
Relevant people said，Since the Internet financial platform is a matching trading platform,，Provide information services to investors and financing parties and collect revenue from them
cost
It is a typical commercial information service，Therefore, Internet financial platforms must apply for an operational ICP license.。
Recently, the Guangdong Provincial Finance Office issued the "Guangdong Provincial Interim Measures for the Management of Business Activities of Online Lending Information Intermediaries" Implementation Rules (Draft for Comments)，While causing heated discussions within the industry,，It also promotes the development of online loan platforms in the direction of compliance.。
Article 7 of Chapter 2 of the "Opinion Draft"，Online lending platforms must meet five conditions if they want to access custody.，One of them is "Have an ICP license"，This may become a watershed in the development of online loan platforms. According to incomplete statistics from the Internet Finance News Center，Up to now，156Home bank fund depository and online loan platform，Only 49 companies have ICP operating licenses，And the vast majority of platforms have only obtained ICP registration.。
Industry insiders said，In addition to having the corresponding qualifications to obtain an ICP license，It is also necessary to obtain pre-approval from local financial regulatory authorities.。Internet finance has developed to this stage，At least eight of the ten mutual financial companies will tell you that one of the key points in the next stage is：get license
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