Qianhai Internet Finance Company Transfer，Conditions and requirements that should be met when registering and applying for a small loan company

How to set up a small loan company，Conditions that must be met to register and apply for a small loan company and

Require

，What innovations has Qianhai Internet Finance Company’s transfer of consumer finance brought to market channels?:The mobile Internet has changed the way traditional financial institutions expand business through traditional stores.，It also allows users to use financial services more conveniently。Such as mobile payment、Mobile banking、Accounting and other tools，Users will gradually change to use more convenient、Safer online channels。

so，The maturity of mobile Internet has made it possible for entrepreneurial companies to provide services to users who have not been penetrated by traditional finance.。Since the People's Bank of China and the China Banking Regulatory Commission jointly issued the "Guiding Opinions on the Pilot Program of Small Loan Companies" in 2008,，Small loan companies (hereinafter referred to as "small loan companies") cater to market needs，Get rapid development，Helped many private enterprises solve financing problems。

Conditions that should be met to establish a small loan company

1. Microfinance companies are made up of natural persons、Investment and establishment of corporate legal persons and other social organizations，Does not accept deposits from the public，Limited liability company or joint stock company operating small loan business；
2. The main sponsor of a small loan company is a corporate legal person，Registration place and residence in the pilot area (county)，management practices、Good credit、Strong strength，Net assets are not less than 50 million yuan、The asset-liability ratio is not higher than 70%、Profitable for three consecutive years with a total profit of more than 15 million yuan，In principle, other shareholders shall be investors in the pilot district (county) where they are located.；Internet small loan application
3. The source of registered capital of a small loan company must be true and legal，All are paid-in monetary capital，Pay in full at one time，It is not allowed to use borrowed funds or funds entrusted by others to invest in shares。

In principle, the paid-in registered capital of a newly established small loan company shall not be less than RMB 200 million.，For standardized operations、A well-run microfinance company that needs additional capital，Capital increase and share expansion allowed after one year；4.Microfinance companies should have a reasonable equity structure。

There should be no less than three initiators of unrelated relationships.，The total shareholding of a single major sponsor and its affiliates shall not exceed 70%，The total shareholding of other individual shareholders and their related parties shall not exceed 10%.，A single shareholder’s shareholding shall not be less than 1%，The main sponsor's equity shall not be transferred within 3 years、pledge，Other shareholders are not allowed to transfer within one year、pledge；

1. Apply to become an executive of a small loan company，Should have financial knowledge and experience appropriate to the performance of their duties。
2. How to set up a small loan company，Conditions that must be met to register and apply for a small loan company and

Require

，Qianhai Internet Finance Company Transfer，Welcome to contact：In the Internet era，Internet finance is developing rapidly in China，In full swing with great momentum。Leverage China’s huge market and unique financial environment，The sudden rise of Internet finance，in just 4 years，From scratch，Already leading the world in terms of scale and volume。

This is partly due to the government’s open and inclusive attitude，and the general principle of firm determination to promote financial reform and encourage innovative development.。Qianhai high-quality Internet financial company transfer，Financial holding company transfer，

transfer process

，transfer

cost

，Welcome to call for consultation:Hong Kong Xintong - is a company with the mission of "educating people morally"，Aim high；interdependence and coexistence，"Strive for Progress" as a professional business service organization for corporate culture。

Based on providing support for enterprises to create new business space and value enhancement，Especially in recent years, in order to promote the innovative development of Qianhai，make active efforts，Qianhai business environment、Made important contributions to policy analysis and attracting investors.。

Qianhai company registration、Hong Kong company registration、Address affiliation、insurance agency、Fund sales license application、Public fund license application、Application for pawn shop license、Internet audiovisual license、Application for Internet culture business license, etc.、Accounting approval business、Qualification approval, etc.。

How to set up a small loan company，Conditions that must be met to register and apply for a small loan company and

Require

，Qianhai Internet Finance Company Transfer，If necessary, please contact Hong Kong Xintong-I8938959662 (same number on WeChat)

About Hong Kong Xintong

Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。