Port communication汽车融资租赁企业申请 港信通- in recent years，Cars are gradually becoming a necessity of life，Consumer demand for vehicle use and driving travel is also growing。Talking about car finance，The first thing people think of is the car loan business，However, with the development of the financial leasing industry，Obtain the right to use the vehicle through financial leasing，Gradually becoming a new choice for people，It is leading a major reshuffle of the automotive industry.。
汽车金融市场潜力巨大 相较于欧美国家超过70%的汽车金融渗透率，At present, the penetration rate of auto finance in my country is only about 20%.，However, according to predictions，within the next ten years，China's auto finance market will reach 8-10 times the current market size，This shows that the market space for my country’s auto finance industry is very huge.。
At present, there are four main auto finance service models in my country.：第一种是由商业银行与保险公司构建的消费按揭贷款；The second is the installment payment service model established by automobile manufacturers.；The third type is the car financial leasing service model intervened by car rental platform companies.，后一种是由其他机构多方合作构建的金融服务模式。
Facing new energy、Intelligent、The wave of change in the sharing economy and Internet finance，The original single financing model of the auto finance industry has been broken，including consumer finance、P2P online lending、Many different institutions, including financial leasing, have begun to intervene in the field of automobile finance in various ways.，A diversified market structure is gradually taking shape。The method of car financing and leasing has also begun to be recognized by the general public。
Port communication- car finance leasing
Advantages
明显汽车融资租赁企业申请。 Throughout the entire auto finance industry chain，Car finance leasing realizes the characteristics of financing through financing，With a more flexible business model、Higher profit returns，It has been favored by more and more automotive industry practitioners and customers.。
Relying on cash installment payment method，Car financing leasing introduces the concept of separation of ownership and use rights in leasing services to achieve lower monthly payments.，Effects of deadline extension，Expanded user base。What's more important，Financial leasing not only increases new car sales，It also greatly promoted the development of the second-hand car business.。It can be said，汽车融资租赁业务已经成为中国汽车产业在未来具发展潜力、前景为看好的板块之一。
Compared to traditional car mortgages，Car finance leasing has the following aspects:
Advantages
：First, the down payment ratio is low，Flexible terms，Second, it can provide customers with more comprehensive services，Third, it can provide personalized choices。
创新业务模式实现共赢 在此种理念的推动下，As one of the earliest financial leasing companies in China to explore the field of automobile finance，China Financial Leasing Co., Ltd. (referred to as：China Financial Leasing) is based on the current market situation.，Innovatively designed a car financing leasing model in cooperation with insurance companies，By working with insurance companies，Develop for own use、Commercial and other conventional vehicle financial leasing business，Business development relying on insurance company channels
Advantages
，In-depth study of market needs，through insurance、advance payment、Risk coverage design such as margin and diversified product solutions，Not only did it achieve rapid entry into new domestic cars,、Second-hand car consumer market，It also greatly reduces market risk，并终形成了租保共赢的业务创新模式。
Port communication-
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