Difficulty of applying for P2P platform ICP license

Difficulty of applying for P2P platform ICP license Difficulty of applying for P2P platform ICP license，52The per capita loan amount of each platform exceeds 10 million and the growth rate of investors slows down

1. Reporter found，After the quota regulations are implemented，According to online loan platform transaction data in July，A total of 52 platforms have per capita borrowing amount exceeding 10 million yuan，The number of platforms between 5 million yuan and 10 million yuan is also as high as 34。
2. first half of this year，Investment interest rates in the P2P online lending industry show a slowly declining trend。Data display，The average interest rate of the P2P lending industry in June was
3. 99%，with may
4. 04%compared to the average interest rate，Month-on-month decrease
5. 05%。
6. As of July，The largest number of private online lending platforms in the country，A total of 2003;The interest rate levels of different platforms vary greatly.，The comprehensive income of private platforms is as high as
7. 8%，But in the context of falling interest rates，High interest rates also hide high risks。

The China Banking Regulatory Commission issued the "Interim Measures" to rectify the five-character policy of "stop moving, rectifying, and introducing education" for school loans.，Among them, for campus "online loans", "the borrower must have the ability to match the repayment" has been specially added.

Require

，and investor education issues, etc.、shift、all、teach、"Introduction" five-character policy。

"Stop" means to suspend illegal activities such as collecting huge profits.;“Rectification” refers to the need to rectify the existing campus “online loan” business;"Moving" refers to behavior that violates laws and regulations，Transfer to the appropriate department in accordance with corresponding management regulations;"teach、"Guide" means strengthening educational guidance，Increase the cultivation and guidance of students' reasonable consumption concepts。

Kuailu announces special redemption details, investors question redemption standards

1. recently，Kuailu announced the payment details from June 8 to August 25。can be seen，The amount of Kuailu’s special redemption is approximately
2. 57million yuan，1191 payments made，The amount of each redemption ranges from 5,000 yuan to 2 million yuan。
3. Special redemption list has been announced，However, there is no specific contract amount and detailed redemption standards for investors.。

therefore，Kuailu’s payment standards are questioned by investors，Some investors said，Some investors suffer from cancer，Only received a special redemption amount of 5,000 yuan。Difficulty in applying for "ICP license" will block 98% of platforms

1. According to the latest data，Currently, only 2% of platforms have ICP qualifications，And it is difficult to apply for this certificate。Industry insiders believe，The ICP license may become an insurmountable threshold for mutual financial companies.，And triggered a new round of survival of the fittest among online lending institutions.。
2. Industry insiders selected 851 platforms as samples，Test Compliance Transformation Pressure。The test results are，Online lending platforms that mainly focus on personal credit loans have little pressure to transform into compliance，Personal loans against real estate mortgages will be subject to compliance challenges。

Hong Kong issues first batch of five stored value payment licenses to Alipay、WeChat approved

1. 825th of the month，The Hong Kong Monetary Authority announced，Pay to 5 stored value instruments(SVF)Licensee issues first batch of stored value payment licenses，Including Alipay、Hong Kong Telecom Tap&G shoot and reward、WeChat Pay、TNG e-wallet and Octopus。
2. Ant Financial said，Plans to launch Hong Kong version of e-wallet in Hong Kong in October，And on this basis, we provide Hong Kong users with mobile life services such as eating, drinking, shopping, and shopping.，10The Alipay wallet launched in March will not charge any handling fees。
3. The Hong Kong Monetary Authority stated，For physical cards，The current stored value limit is HKD 3,000，The upper limit of stored value for network cards without recharge function is HKD 8,000.，None

Require

Real-name system。

Specific regulations for network cards with recharge functions will be announced early next month.。[Hong Kong Xintong-] Internet service company specializes in providing Shenzhen ICP license，ICP business license，Game writing and web writing qualifications，Wenwangwen，Network business culture license，Game registration，Software copyright and other Internet qualification management! High efficiency and fast certification，No fee if unsuccessful657

About Hong Kong Xintong

Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。