Port communicationA new era of p2p regulation，The China Banking and Insurance Regulatory Commission is officially listed! China’s “Banking and Insurance Regulatory Commission” officially launched，P2P supervision ushered in a new era at around 8:30 a.m. on April 8，Relevant leaders and staff held a launching ceremony for the new signage at the north gate of the former China Banking Regulatory Commission.。
Following the official listing of the China Banking and Insurance Regulatory Commission，The new official website of the China Banking and Insurance Regulatory Commission (the main responsibilities of the China Banking and Insurance Regulatory Commission are，Unified supervision and management of the banking and insurance industries in accordance with laws and regulations，Keeping the banking and insurance industries legal、Steady operation，Prevent and resolve financial risks，Protect the legitimate rights and interests of financial consumers，Maintain financial stability。at the same time，The Banking Regulatory Commission and the China Insurance Regulatory Commission will draw up banking industry、The responsibilities of the important draft laws and regulations for the insurance industry and the basic system of prudential supervision are assigned to the central bank。
As a new form of China’s financial industry，An important part of Internet finance，P2P online lending has moved from barbaric development to the stage of regulatory compliance.。Before，The agencies responsible for its supervision involve many sectors of the financial sector，In a new era of financial regulation，Will there be changes in the main regulatory authorities of P2P?，What impact will it have on the compliance progress of the P2P industry?，Let us analyze them one by one.。
The State Council’s role in P2P supervision is mainly to serve as the vane and top-level design of the industry.，Including drawing red lines for P2P，Set the frame，Develop a nationwide special rectification plan，Coordinate local governance work，Divide labor for local improvement work, etc.。
The significance of the central bank's supervision of P2P is the first official statement，Gives an authoritative definition of P2P，It also took the lead in establishing an Internet financial rectification leading group and the China Internet Finance Association.，It is equivalent to a beginning for P2P supervision.，Set a tone。After the Financial Office (Bureau) changed into the Financial Bureau，Mainly responsible for the supervision of local financial institutions。
For the P2P industry，The role of local financial offices (bureaus) is mainly to be responsible for the rectification and acceptance of P2P platforms together with local banking regulatory bureaus.，Preparation and acceptance、Filing Guidelines、way、Details，Accept P2P platform registration，carry out institutional supervision。Although the China Mutual Financial Association and local mutual financial associations are self-regulatory organizations，However, its authority and binding force in setting standards are still very high.。
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