Port communicationLatest progress of P2P registration：It is difficult to rectify large platforms，Small platforms are confident, and the deadline for online loan registration, acceptance, and rectification is approaching，According to the provisions of Document No. 57，2025Complete the filing and registration work for major online lending institutions within the jurisdiction before the end of April 2020，so to speak，There is not much time left for those who want to be among the first batch of successful registration platforms.。
1 The deadline for rectification is approaching，Some are happy and some are sad. “Let’s file this matter.，Even if we bother，It's of no use，There are very few companies in Shanghai that can successfully pass the registration process.。"The person in charge of an online loan platform in Shanghai told New Finance in-depth，And the platforms that may pass the rectification and acceptance in the end may be some whose names I have never heard of.。
It is understood，There have been media reports before，The first batch of platforms to obtain registration in Shanghai will not exceed 10，There will be many unknown platforms among the first batch of approved platforms.。 "Between April and June，Shanghai should announce the first batch of、The second batch of successfully registered platforms and the registration time of the two batches is almost the same，Otherwise it will be too late。However, after June as stipulated in Document No. 57，There is no platform that has been registered yet，It's about to close。
"A person familiar with the matter said。 “Because of my background on the Shanghai online loan platform,，It will not affect the platform registration too much，Small platform，Basically no business scale，Or there is no business at all，Such a small platform is actually better than filing。"The person in charge of the above platform said。 also，According to the person in charge，Shanghai regulators have not yet given a clear explanation on how to guide the exit or merger and reorganization of registration platforms without a sense of success.。
“There is no clear statement from the regulators yet.，But even after mergers and acquisitions and reorganization，It still needs to be re-accepted，Only after passing the inspection can you continue to do business.。"Contrary to the attitude of the person in charge of a platform in Shanghai towards Taiwan's registration situation,，The person in charge of a Jiangxi platform said，At present, the filing, rectification and acceptance work is proceeding step by step.。 “After the new year, the Financial Affairs Office will select time to conduct visits.，We plan to talk to an insurance company to guarantee it next。
I think the regulator’s idea is to let small and decentralized information intermediaries go.，And continue to strengthen data and technology development capabilities，And slowly break the state of just redeeming。But before it is announced，Still a little worried。
” The situation here in Shenzhen is like this：Nandu reporters sorted out the data from the third-party data platform Wangdai Tianyan.、Screening and Analytical Discovery，2month to date，The number of “problem platforms” registered in Shenzhen has reached 25，Involved in lost contact、Suspended、liquidation、Difficulty withdrawing money、transformation etc.，Relatively concentrated around the Spring Festival。There are also many platforms that choose to end their lives on a positive note.，For example, ways to transform or cease operations。
2 Small platforms may surpass large platforms and rush to register. From the "8·24" regulatory horn blowing to the issuance of Document No. 57，Large bid、Net worth bid is banned，Risk reserve was cancelled，The current target was removed from the shelves。Some platforms have taken great pains to make compliance rectifications。 “Some platforms have not digested the illegal stock at all.，Or it cannot be completed by the deadline。"Industry insiders said。
According to Document No. 57，There are many illegal existing businesses，Some online lending institutions that find it difficult to complete disposal in a timely manner，The disposal of the corresponding business should be completed before the end of May 2025、Divestiture and filing and registration work;Extremely difficult for、Individual institutions with extremely complex situations，Relevant work should be completed by the end of June 2025 at the latest。
Yang Junmin, a researcher at P2P.com said，The reason why Lufax stopped launching the “e-enjoyment plan”，Mainly because，It has leverage properties，Although it is not equivalent to the net worth, it is suspected of being an edge ball.。Moreover, Shanghai’s rectification and acceptance details stipulate that ‘debt transfer business that can adjust the original yield’ is not allowed.。
also，When liquidation was announced last year，Zhou Shiping, chairman of Hongling Venture Capital, said the liquidation of the online lending business and the withdrawal of non-performing assets from Jianghu were the main reason，But then Hongling returned to online lending，And actively carried out online loan filing rectification。 At the same time，Regardless of whether the Xiamen Finance Office announced the five companies that are planning to register，Or the online loan Sky Eye report stated that，There are about 10 platforms in Beijing that have obtained the first batch of registration qualifications.。
Most of the platforms that have been successfully registered in these rumors are still relatively small platforms.。 "After it is announced,，You will find that some platforms can successfully register with a transaction volume of only tens of millions.，There are even some platforms that you have never heard of.。"A platform manager in Heilongjiang told New Financial Depth earlier that。
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