说起当铺、pawn shop,你首先想到的是什么?也许会是古装戏里的少年侠客腰系宝剑踏门而入,从包裹中取出一件让满屋人惊奇的稀世宝物。又可能是旧社会穷苦人家带着破布棉袄哆哆嗦嗦上门,却被冷眼看人、一脸阴沉的朝奉拒之门外?
若是如此,那每当你在如今车水马龙人来人往的都市大街上看到沿街店面贴着大大的一个“当”字时,是否也曾感到疑惑? 谁也不会想到,典当行竟然是从佛家的清净之地——寺院中衍生出来的。
据史料记载,在我国南北朝时期,南朝的寺院数量众多,Strong strength,占有众多房舍、land、金银,而百姓因战争日益贫穷,需要靠当东西度日,于是典当行就在“普度众生”的寺院里悄然而生了。到了唐代,典当行开始突破寺院的局限,走向街市,经营者也开始多元化,除了僧办之外,There are also private and government-run pawn shops.。
典当”是中国历史上古老的金融行业,可以追溯到00多年前。它从西汉开始萌芽,明清两朝达到鼎盛,清末民初逐渐衰落,实可谓是历史悠久。先有典当,后有银行,典当可以说是我国历史上早的金融机构了。典当行有过很多名字比如典铺、unpavement、Solution library、quality library、长生库不过大名鼎鼎的是‘当铺’。
改革开放之后,典当行业作为金融行业的一支,从上世纪八九十年代开始逐步放开,之后发展迅速。特别是近几年,大大小小的典当行更是如雨后春笋般出现在街头巷尾。 According to regulations,如果客户超过期限既没有来续当也没有来赎当,那么当物就变成了“绝当品”,可由典当行处理和售卖。
in,各色金银珠宝、首饰项链、名表甚至高档电子产品、luxury goods,只要当金在3万元以下的,都可以由典当行直接上柜销售。由于当金一般会在当物估价的5~7折左右,而不同的典当行也会根据各自不同的情况与顾客协商价格。所以典当行会参照二手市场的行情给到一个颇为实惠的售价来卖,这就给了淘宝者许多的机会。
在民品的质量方面,随着典当行逐步的高端化发展,现在典当的民品往往都比较珍贵,太过廉价和破旧的东西典当行是不会收的,而这些价值不菲的当物又一定会经由当铺的专业人员鉴定真伪好坏,售卖时也有发票、保单等保证,所以相比一般的二手市场要有保障得多。thus,当铺淘宝的“靠谱”更是吸引了不少顾客。
Ministry of Commerce、Ministry of Public Security Order No. 8 of 2005 as Management Measures"
- 3
Application conditions
Apply to set up a pawn shop,The following conditions should be met:
- are in compliance with the law、Statutes and regulations;
- Have a minimum registered capital that complies with the provisions of these Measures;
- There is conformity
Require
business premises and necessary facilities for conducting business;
- Have management personnel and appraisers who are familiar with the pawn business;
- There are two or more legal person shareholders,And the legal person shares are relatively controlling;
- Public security management in compliance with Articles 9 and 10 of these Measures
Require
;
- Comply with the national overall plan for pawn shops、Reasonably laid out
Require
。
- 4Registered capital
Require
The minimum registered capital limit for a pawn shop is 3 million yuan;Engaged in real estate mortgage pawn business,The minimum registered capital limit is 5 million yuan;Engaged in property rights pledge and pawn business,The minimum registered capital limit is 10 million yuan。 The minimum registered capital limit of a pawn shop shall be the monetary capital paid by shareholders.,Not included in kind、industrial property、non-patented technology、Capital contributed as a price for land use rights。
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