With the development of the times,The pawn shop evolved into today's pawn shop,The objects of service are not limited to desperate individuals.。More than 90% of the people who go to pawn shops to pledge their items are small and medium-sized enterprises that have problems with capital turnover.。There are many types of financial institutions on the market that can assist small and medium-sized enterprises.,like bank,Microfinance institutions, etc.,Pawn shops play a complementary role,Quick procedure,Features such as quick loans are favored by small and medium-sized enterprises。
pawn shop
Registration process
The registration process is not much different from that of general institutions.,To start a pawn shop business,The difficulty in obtaining industry entry qualifications is not limited to registering a pawn shop,The main difficulty lies in the application of licensing qualifications。 After the subject applying for licensing qualifications has applied,You need to apply for a pawn business operating license and a special industry operating license first.。
The business license qualification is an indicator of the brokerage strength of the applicant institution.,Comprehensive verification of personnel professionalism,The special industry license qualification is for the business premises of pawn shops.,Assessment of internal facility layout, etc.,Ensure the establishment’s safety and fire protection practices meet pawn shop specifications。
Specifically,Pawn shop business license qualification
Application conditions
You can check the pawn management regulations,Understand the registered capital,personnel
Require
,Register a venue,Management regulations, etc.,However, the pawn management regulations are only a reference,The review conditions for specific regions are subject to the conditions given by the commerce department.。 According to market demand, the Ministry of Commerce,Determine the number of pawn shops approved each year,Approval conditions may also vary。
Based on management experience,Taking Shenzhen area as an example,It is recommended that institutions applying for pawn shop business license qualifications have a registered capital of more than 30 million.,The business location is a street-facing store,80More than square meters,personnel and other aspects
Require
You can consult Manager Hou yourself for a comprehensive understanding。 When applying for a special industry business license, the internal structure and facilities of the business site must meet the requirements of the public security agency.
Require
,camera,Protective doors and windows,Firefighting tools, etc. need to be
Require
Ready。
- A new pawn shop should meet the following conditions::
- Registered capital。Registered capital is not less than RMB 3 million,Those engaged in real estate mortgage pawn business must have a minimum value of RMB 5 million,Those engaged in property rights pledge and pawn business shall have a minimum value of RMB 10 million。
- business residence。
The business premises of new pawn shops and branches should be at least 1 kilometer away from existing pawn shops.,And try to choose street-facing shops,The area should be more than 60 square meters;Lease or appropriation with a usage period of more than 3 years,In principle, the business location cannot be changed within one year of opening。The name of the business address should be consistent with the lease certificate,And provide relevant certificates when reviewing by the public security organs。
- Equity structure。
No less than 2 legal person shareholders with investment capabilities,Legal person shares should be relatively controlled,The total shareholding ratio of legal person shareholders accounts for more than 1/2 of all shares,Or the largest shareholder is a legal person shareholder and the shareholding ratio accounts for more than 1/3 of all shares.;A single natural person cannot be the controlling shareholder,A one-person limited liability company cannot be a legal person shareholder。
- Shareholders (including legal person shareholders and natural person shareholders)。
拟申请设立典当行法人股东的法人代表与典当行的法人代表不得为同一人。The legal person shareholder must be a legal person enterprise that has been operating for more than 3 years and has been profitable for 2 consecutive years.。
Pawn shop shareholders should have the investment ability to contribute cash,Promise that the source of capital for investment in shares is legal,for real own capital,Do not use borrowed funds or funds entrusted by others to invest in shares;Not to transfer the equity held in the pawn shop within two years,Do not pledge or provide guarantees with the equity held in the pawn shop。
人股东权益性投资余额加上本次投入典当行的投资额不得超过本企业净资产的50%,出资额需小于流动资产与流动负债的差额;Net assets shall not be less than 50% of total assets,including real estate development、guarantee、投资类企业净资产不得低于资产总额的80%;融资性担保公司投资典当行应当按照《融资性担保公司管理暂行办法》(银监会、发展改革委、工业和信息化部、Ministry of Finance、Ministry of Commerce、People's Bank of China、工商总局令2010年第3号)有关规定执行。
人股东为国有独资或控股企业,应当出具国有资产管理部门关于国有资本投资典当行的承诺函,Allow state-owned capital to enter pawn shops,When committing to withdraw or transfer,须先经商务主管部门审核拟受让候选名单及有关资料后,再报国资委办理相关国资转让手续。
法人股东为上市公司的,应当出具承诺函,承诺积极配合商务主管部门的监督核查,接受对其和下属典当企业之间资金往来情况进行核查,主动提供与典当经营业务相关联的报表和材料等。Natural person shareholders should be Chinese citizens who are over 18 years old and have the capacity for civil conduct residing in the People's Republic of China.,No criminal record,Good credit,具备相应的出资实力。
- 法人股东单位的法定代表人、natural person shareholder、典当行拟任法定代表人及其高级管理人员(包括拟任典当行董事、supervisor、manager、财务负责人)不得是国家公务员,不得有违法犯罪记录;director、supervisor、高级管理人员符合《公司法》任职资格的
Require
。
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Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services,Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses,Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services,Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more,Please contactHong Kong Information Communications Consultant。
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