At present, registration of financial leasing companies in Shenzhen needs to be stepped up,why is that? At present, the registration review of financial leasing companies is relatively strict due to national policy restrictions.,If you need to register a financial leasing company, you can register it in the Shenzhen Free Trade Zone,There are also a lot of national policy supports and preferential treatment enjoyed in this way.。In addition, registering a financial leasing company in the free trade zone can also facilitate the development of your company.,It will be beneficial to the company’s future business and the development of foreign markets.。
one、Conditions for registration and recognition of financial leasing companies 1) Upon expiration of the lease period,Ownership of the leased asset is transferred to the lessee。 2) The lessee has the option to purchase the leased asset,The purchase price entered into is expected to be significantly less than the fair value of the leased asset at the time the option is exercised,Therefore, it is reasonably certain that the lessee will exercise this option at the commencement date of the lease.。
3) even if ownership of the asset does not transfer,However, the lease period accounts for the majority of the useful life of the leased asset (‘most’ is usually interpreted as equal to or greater than 75%)。
4) The lessee’s present value of minimum lease payments at the lease commencement date,Almost equal to the fair value of the leased asset at the commencement date of the lease;The lessor’s present value of minimum lease payments at the lease commencement date,Almost equal to the fair value of the leased asset on the lease commencement date (‘almost equal’ is usually interpreted as equal to or greater than 90%)。 5) The leased assets are of special nature,If no major changes are made,Only available to lessee。
two、The process of registering a financial leasing company in Shenzhen:
- Financial leasing company registration application name reservation and approval
- Qualification review and approval
- Procedures for company-related registration 3、Process and materials for registering a financial leasing company in Shenzhen:
- Shenzhen Municipal Commerce Commission preliminary review approval opinion。
- Basic information of the investor and relevant materials。
- Basic information of legal person investors。
include:
- Company Profile,Include basic information、Governance structure and risk internal control system, etc.;
- Copy and copy of the corporate business license that has passed the annual inspection;
- Legal representative’s personal information registration form,ID card and copy,Personal credit report issued by the People's Bank of China,Certificate of no illegal or criminal record issued by the public security authority in the place of residence;
- Corporate credit report (can be obtained through corporate loan bank or account opening bank);
- A credit rating agency published on the website of the People's Bank of China issues a report certifying the enterprise's ability to contribute its own funds;
- Financial audit report for the previous year issued by an accounting firm;
- Industrial and commercial registration place、Proof from the tax authority that there is no recent record of violation penalties;
- The board of directors (shareholders meeting) approves the resolution to invest in the establishment of a commercial factoring company。
- Basic information on natural person investors。include:
- Personal information registration form;
- ID card and copy;
- Personal credit report issued by the People's Bank of China;
- The credit rating agency published on the website of the People's Bank of China issues a report proving the individual's ability to contribute capital.;
- Certificate of no illegal or criminal record issued by the public security authority in the place of residence。
- Investment Agreement。
- Investors’ Commitment Letter。
Financial leasing is currently the most common international、The most basic form of non-bank finance。It refers to the lessor’s(user) request,with third parties(Supplier) Enter into a supply contract,According to this contract,The lessor finances the purchase of equipment selected by the lessee。at the same time,The lessor and the lessee enter into a lease contract,Leasing equipment to lessee,and charge a certain amount of rent to the lessee。
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