consulting agency:Consulting subject:Main business:Financing guarantee license registration/transfer、insurance broker、Internet platform、commercial factoring、finance lease、典当行此次旗下出让一家广州融资性担保牌照,The financial license is clean and has no household registration,This financing guarantee company has been approved by the regulatory authorities,Can operate some or all of the following financing guarantee businesses:
- DaiKuan Collateral
- Bill acceptance guarantee
- trade finance guarantee
- project finance guarantee
- Letter of credit guarantee
- Other financing guarantee business financing guarantee companies approved by regulatory authorities,Can concurrently engage in some or all of the following businesses:
- Litigation Preservation Guarantee
- bid security、advance payment guarantee、Project performance guarantee、Performance guarantee business such as guarantee of final payment as agreed
- Financing consultation related to guarantee business、Financial advisory and other intermediary services
- Invest with own funds
- Other business transfers specified by regulatory authorities
cost
Please call for details。
Industry information:The so-called financing guarantee means that the guarantor borrows money for the guaranteed party、The act of providing guarantees for debt financing such as bonds。融资担保行业发展至今已有25年是主流金融行业的重要补充力量,其信用增级、资金杠杆、风险管理等功能,对普惠金融有着重要意义。在行业发展初期,融资担保主要是政府性机构,后来审批权限下放至地方层面,民资大量涌入,数量猛增。
发展至高峰时期,全国有近9000多家融资担保机构。该行业盈利主要来自担保费收入,靠规模累量,therefore,在保余额不断攀升。However,粗放式的激进发展之路在2013年被按下“暂停键”。
自2011年开始,担保行业高管“跑路”、代偿风险集中爆发、违规放贷、超额担保等乱象频出,2013年各地方监管部门开始集中清理规范,同时严控数量,也提高了新设门槛。
According to the reporter’s understanding,在监管整肃下,大量融资担保机构被动或者主动被摘牌,机构数量直线下降,行业进入阵痛期,分化十分明显,也越来越以政府性融资担保机构为主。由于监管整顿、行业发展受限等多个因素影响,大多数省市的民营融资担保牌照含金量并不高。
上述人士称,收购一家注册资本1亿元左右的融资担保公司也不算贵,价格大概在600万元至700万元左右。also,定价主要是根据公司注册资本、当地监管态度或审批难度、能否介入央行征信等条件而定。
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