How much does it cost to buy a financing guarantee license?

Main business：How much does it cost to transfer a financing guarantee license/pawn license/insurance broker license/insurance agent license/online small loan license/small loan license to buy a financing guarantee license?，consultant：(See the attached picture for contact information) To apply for the establishment of a financing guarantee institution，Several elements need to be clarified:Place of establishment，Paid-in capital，Executives，Business premises，and business management system。

Since financing guarantee companies are local，Therefore, we have a good understanding of why the overall conditions for the establishment of financing guarantee companies in various provinces and cities are，Review

Require

There is a difference。Generally speaking，The conditions for the establishment of first-tier cities are relatively high.，The most direct manifestation is the minimum registered capital

Require

。Take Shenzhen as an example，Establish a financing guarantee company，The following conditions should be met：1) The minimum paid-in registered capital is RMB 100 million.。

2) Contributing shareholders need to meet:(Corporate legal person)Existing for three years or more，Profitable for the past two consecutive years，The cumulative profit after three years has reached more than 10 million yuan，Asset-liability ratio is less than 70%，Net assets shall not be less than RMB 50 million。

(natural person)Have more than 3 years of experience in economic work，No criminal record or other bad credit history，The total assets owned by an individual shall not be less than twice the amount of his or her capital contribution，Among them, bank deposits and other current assets shall not be less than the amount of capital contributed，and have a legitimate source。3) Restrictions on shareholder capital contribution ratio:When the main sponsor is a corporate legal person，The shareholding ratio is not less than 30%，When initiated by two corporate owners，Each shareholding ratio is not less than 20%。

in addition，Generally, the promoter's shareholding ratio is not less than 1%，The capital contribution must be no less than RMB 5 million。Financing guarantee companies as loan assistance institutions，Currently, the provincial and municipal financial offices/financial work bureaus are responsible for examination and approval.。Today, as supervision of the financial industry continues to strengthen,，Most provinces and cities in China are very cautious about approving financing guarantee companies.，Approval is difficult。

Operators who want to obtain a financing guarantee company，It is suggested that the operation can be carried out by packaging the legal person shareholders and directly transferring the license。Transfer of one of its existing financing guarantee licenses，no debt，Package changes。For details, please call (see attached photo for contact information) Financing Guarantee License

transfer process

as follows：first step：Review qualifications。

1. Financial audit reports of legal person shareholders in the past three years。
2. Investment certificate and asset certificate of natural person shareholders。Step 2：Sign a contract。

Both parties sign a contract first，Agree on later cooperation details，Payment method，Both parties should bear responsibilities and obligations。Step 3：Change approval。The transferor of the financing guarantee company license prepares the change approval materials，Submit to relevant departments for review。Step 4：Equity changes。Shareholders of both parties must bring their ID cards and relevant information to complete the equity notarization，Got the notarial certificate the next day。Step 5：Industrial and commercial changes。Change legal person、executives and shareholders(Bring relevant information to the industrial and commercial office to make changes.)。

Step 6：handover information。Because financing guarantee companies，A local guarantee agency，According to the current policy，Guarantee business is not allowed to be carried out nationwide for the time being.。therefore，If you want to conduct business in provinces or cities other than the place of registration，Then you can obtain the qualifications for legal business development by opening a branch in another place.。as per policy，Establish a new branch in another place，Conditions that need to be met：

1. The duration is 2 years or more，And it has been profitable in the past two years。
2. Registered capital is not less than 300 million yuan。

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