There are currently more than 1,000 financial companies, large and small, on the market.,In addition to the fact that the loan business is profitable,More importantly, the threshold for setting up a financial company is quite low.,There is no capital in it
Require
,from the Registrar of Companies,and the Police’s application for a money lender’s license,It only takes about three months。
Market sources revealed,To set up a financial company
Require
quite simple,First Government Companies Registry Money Lenders Registration Panel,Apply to become a licensed money lender,The application fee for the Companies Registry is $8,800,A further fee of $1,910 must be paid to the Licensing Court,The total amount involved is approximately NT$10,710,at the same time,Application and statement must be submitted to the Money Lenders Licensing Section of the Police Licensing Division,After obtaining police permission,License officially takes effect,The term is one year。
no capital
Require
Mok Yao-keung, financial director of 21, said that it will take three to four months to approve real estate mortgages.,The entire license application process only takes three to four months,After submitting an application to the police,The police will then send officers to the financial company to register the address.,Inspect the on-site environment,As long as it is an ordinary office space,Generally can pass successfully,Then it can be officially opened for business。
Mo Yaoqiang pointed out,Although there are more than a thousand financial companies in the market,But companies that provide building mortgages,Only about a hundred,The market requires those who undertake property mortgages from finance companies,Mostly because individuals need debt restructuring,Property is the easiest to obtain a loan,So every time you encounter financial problems,Owners tend to take the lead in taking property mortgages,Take out a mortgage loan to tide you over。
in addition,Finance companies are generally willing to undertake 80% of the property valuation,Mainly two-click and three-click,Respond to valuation changes with market conditions,Deduct the first mortgage loan taken by the bank,The actual amount involved in the second and third mortgages is only about a few hundred thousand dollars.,But as the number of mortgages increases,,The annual interest rate can be as high as 30%。
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