At the just-concluded “Shicaidai 88 National Financial Management Festival”,Nearly 20,000 transactions set a new record of 103 million daily transactions in the domestic "Internet + financial leasing" field,Attracted 280,000 new account users and more than 5.4 million single-day visits,It can be said,A considerable number of domestic individual investors have felt the charm of "Internet + financial leasing" through this event.,Its regular investment income doubled after platform subsidies,Instant kill of most domestic bank financial products and online financial products。
On the day of the event, only the top ten users invested more than 20 million yuan.,It is enough to prove the appeal of high-quality financial leasing assets and high returns to users.。88After the Financial Management Festival,For the majority of investors who have not participated in the event,Attractive high returns have become the reason for the Magpie Bridge Club。
As we look forward to the arrival of the next Financial Management Festival next year,,Shicaidai launches regular “interest discount” plan in due course,Annualized income up to 14%,Rekindle investor enthusiasm,Continue to warm up the healthy development of "Internet + financial leasing"。Shicaidai is the earliest and currently largest third-party Internet financial management platform in China that supports financial leasing.。Financial leasing is developing rapidly not only in the country,And the average bad debt rate is less than 3%,Safer than bank loan assets。
Shicaidai leverages its resources and experience from the traditional financial leasing industry,Set up overdue debt repurchase to protect investors’ funds、performance bond、Guarantee of the financial leasing parent company and unlimited joint and several liability of its shareholders、Asset mortgage and risk review 6 levels of risk protection,Commitment to users to cover principal and interest,And it has grown to a current transaction scale of 6 billion and still maintains a record of zero bad debts and zero overdue debts.,From the user's perspective,It is nothing more than a "bank" with excellent asset protection and operating records.,This is also the fundamental reason why the platform continues to attract high investments from investors.。
Of course essentially,Shicaidai builds a platform that connects high-quality financial leasing asset targets and huge amounts of idle social funds.,Through sound operating mechanisms and full information disclosure,It not only continuously introduces vitality into the real economy,,It has also given full play to the role of inclusive finance.
Advantages
Help individual investors gain stability、reasonable return,But it itself does not make money from "interest spreads" like banks do.,Instead, we will continue to enhance the two-way value of the platform.,Create multiple wins in the market,Finally realized through huge traffic、Value added and profitable。
Combined with “bank-like” security in the eyes of investors,Matching the characteristics of high-quality financial leasing assets has become Shicaidai’s “nirvana”。Take the regular interest discount plan launched this time as an example,Maximum annualized rate of return of 14%,Nearly 5 times the one-year fixed deposit income of most banks,And with the high expectations of the central bank to cut interest rates again during the year,Shicaidai regular investment plan has become the most suitable alternative to bank fixed deposits in the eyes of rational investors and the majority of working-class people.。
It is worth paying attention to,The central bank recently adjusted the central parity rate of the RMB exchange rate, causing the RMB to enter a depreciation channel.,The industry generally believes that the cycle of another interest rate cut within the year will be brought forward.,This series of measures is aimed at alleviating the pressure of China’s continued economic downturn.,Guide funds into the real economy to promote the continuous transformation and upgrading of China's economy。
The pioneer of the “Internet + financial leasing” model represented by Shicaidai,It has established the most direct channel to guide social idle funds into the real economy.,and help both businesses and individuals benefit from it,Judging from its core purpose and effects,Replace bank fixed deposits with financial leasing fixed investment,Official policies and private behaviors actually lead to the same goal through different paths.。Shenzhen Gangxintong-Provide you with professional business services,Welcome to inquire。
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