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Can a small loan company be registered in Hainan Free Trade Port? What are the registration conditions for Hainan small loan companies?

Recently,Small loan clean-up and rectification launched in many places,"Subtract" the number of small loan companies,at the same time,Risk clearing in the online lending industry is also accelerating,Many exiting institutions have expressed their willingness to transform into small loans。Although the development of microfinance seems to be stable and upward,However, many places are not open to the registration of small loan companies or the review is very strict.。

June 1 this year,Hainan upgraded from free trade zone to Hainan free trade port,On the 23rd of the same month, the Hainan Financial Bureau issued documents on the acceptance conditions and materials that should be submitted for the establishment of four types of businesses.,This includes the materials and documents for the registration of Hainan Small Loan Company.,Therefore, it is possible to register a small loan company in Hainan Free Trade Port.,And you can also enjoy the relevant tax policies of Hainan Free Trade Port。

Next, the editor will give you a detailed introduction to the conditions and information required when registering a Hainan small loan company.,Although Hainan has opened the registration of small loan companies,,However, it cannot be applied if the following conditions are not met:,Therefore, investors must carefully check whether they meet the conditions。

Hainan small loan company registration conditions:one、Registering a small loan company in Hainan must meet the following conditions::

  1. The company name should indicate "small loan company";
  2. The source of registered capital is true and legal,All are paid-in monetary capital,A one-time payment in full by the investor or promoter。

The organizational form is a limited liability company,Registered capital shall not be less than RMB 30 million;The organizational form is a joint stock company,The registered capital shall not be less than RMB 50 million。

  1. Complete internal organizational structure and corporate management system、risk control system;two、Conditions for the main sponsor (shareholder) of establishing a small loan company:
  2. The major shareholder must be a company;
  3. Net assets of more than 15 million yuan,The debt ratio is not higher than 70%;
  4. Established for more than three years,and achieve profitability,The cumulative profit is not less than 5 million yuan;
  5. local management practices、Excellent credit、Strong strength、Three socially responsible companies、Conditions for other investors of Hainan Small Loan Company:
  6. Chinese citizens with full capacity for civil conduct;
  7. Good credit report,No criminal record;Four、Director of Hainan Small Loan Company、Supervisors and senior executives should meet the following conditions:
  8. College degree or above;
  9. engaged in economics、finance、Legal and other work for more than 3 years (inclusive) regardless of market demand,Or look at it from the perspective of policy supervision,Microfinance companies have become formal,Received national recognition and support,As long as there are small and micro enterprises,There will be demand for small loans,The future of small loan companies is promising。

Related products:Hainan company registration , Hainan small loan company registration


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