商业保理公司是没有金融牌照的,也没有业务经营许可证,只有营业执照+备案回执。商业保理行业应把握历史新机遇,找准行业发展方向,更好服务中小企业,Serving the real economy。商业保理是以债权人转让应收账款为前提,Set accounts receivable financing、Accounts receivable collection、Comprehensive financial services integrating accounts receivable management and bad debt guarantee。
For the majority of small, medium and micro enterprises,It has a large amount of accounts receivable、stock、Equipment and other current assets,However, it has not been effectively utilized for a long time.。Use commercial factoring,Explore and support small and micro enterprises in effectively utilizing these resources for financing,It is an urgent need for small and micro enterprises,It is also inevitable for financial service innovation
Require
。商业保理已逐步成为解决中小微企业融资难题的有力工具。
The country vigorously supports small, medium and micro enterprises、Driven by relevant favorable policies such as the development of accounts receivable financing,my country's commercial factoring industry has entered a stage of sustained and rapid development。Under the huge market demand,Commercial factoring companies are revitalizing the stock of accounts receivable of small and medium-sized enterprises、Meeting corporate financing needs、Played an important role in serving the real economy。
At present, the conditions for the establishment of foreign-funded commercial factoring companies are relatively relaxed.,The core conditions are as follows:First,Registered capital is not less than US$10 million;second,The operating period generally does not exceed 30 years;third,Have appropriate professionals,Senior managers should have corresponding professional qualifications and no less than three years of experience。The specific situation depends on the actual situation。
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