Port communication国家融资担保基金落地北京，提供中小微企业再担保渠道近日，小编查询国家企业信用信息公示系统显示，国家融资担保基金有限责任公司于7月26日在北京注册成立，注册资本661亿元，经营范围包括再担保业务、Project investment、Investment consulting、监管部门批准的其他业务。
公司共有21家股东，第一大股东财政部出资300亿元，Shareholding ratio
- 39%；工农中建交五大行分别出资30亿元，Shareholding ratio
- 54%；China Development Bank、邮政储蓄银行等五家股份制银行均出资20亿元，Shareholding ratio
- 03%。另有包括多家银行在内的机构股东，持股比例从
- 15%to
- 51%No wait。什么是融资担保呢？
Financing guarantee company refers to a company established in accordance with the law，Limited liability companies and joint stock companies operating financing guarantee business。Financing guarantee refers to the agreement between the guarantor and creditors such as banking financial institutions，When the guaranteed party fails to perform the financing debt owed to the creditor，The guarantor assumes the guarantee liability stipulated in the contract in accordance with the law。
Establish a financing guarantee company，The following conditions should be met：(one)Have articles of association that comply with the provisions of the Company Law of the People's Republic of China；(two)Have shareholders with the ability to continuously contribute capital；(three)Have registered capital that complies with the provisions of these Measures；融资性担保公司注册资本的最低限额由各省、autonomous region、The municipal regulatory authorities shall determine based on the actual local conditions，But not less than RMB 5 million。
that is，provinces、autonomous region、直辖市设立融资性担保公司的最低注册资本根据当地的经济、Social development situation and actual needs for developing the financing guarantee industry，It is up to the local regulatory authorities to decide，However, the establishment of financing guarantee companies in any region，The registered capital shall not be less than RMB 5 million.。
(Four)Have qualified directors、Supervisors and senior managers and qualified practitioners；(five)Have a sound organizational structure、Internal control and risk management system；(six)There is conformity
Require
business premises；(seven)Other prudential conditions specified by regulatory authorities。
融资担保公司应以服务小微企业和“三农”为主业，逐步达到小微企业融资担保金额占比不低于80%，其中单户授信500万元及以下融资担保金额占比不低于50%的政策
Require
。要坚持准公共产品定位，正本清源，不与偏离主业的担保机构进行股权合作，不能盲目扩大业务范围。
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