in shenzhen,Foreigners must meet certain conditions to buy a house.:Must be married、There is no house in Shenzhen、Must pay social security for 12 months。so,At this time, someone will buy a house in the name of the company.,So,What happens when you buy a house in the name of your company? Let Hong Kong Information Network tell you。
one、What qualifications are needed for a company to purchase a house?:Companies are divided into companies registered domestically and companies registered overseas.,There are no restrictions on the type and number of houses purchased by companies registered in China.,Companies registered overseas cannot purchase residential properties in cities with purchase restrictions.,If you have an office in a city with purchase restrictions,You can purchase a non-residential property in the name of an office。
two、Conditions that a company needs to meet when purchasing a house:
- The company has been established for more than 5 years;
- The cumulative amount of taxes paid by enterprises in this city has reached 1 million yuan;
- The number of employees in the enterprise is 10 or more,And have paid social security and provident funds in the enterprise for five years in accordance with regulations.。three、Taxes required for company purchases:The taxes involved in real estate transactions in Shenzhen mainly include the value-added tax and its surcharges、personal income tax,Deed tax for the next home,trade
cost
。
A. Value-added tax and its surcharges a. Ordinary residential buildings:Purchase time <2 years:(Tax verification price ÷
- 05)×(5%+
- 6%) Purchase time ≥ 2 years:Exemption b. Non-ordinary residences:Purchase time <2 years:(Tax verification price ÷
- 05)×(5%+
- 6%) Purchase time ≥ 2 years:[(Tax verification price - purchase price) ÷
- 05]×(5%+
- 6%);B. Personal income tax collection standards:a. Ordinary residence:buying time<5年:
- Optional full amount (approved price - value-added tax on this transaction) × 1% (full payment of personal tax is calculated after subtracting value-added tax,Additional tax cannot be reduced)
- Optional profit 20% purchase time ≥ 5 years:
- Optional full amount (approved price – VAT on this transaction) × 1%
- Optional profit 20%
- Exemption from individual income tax according to the family's only residence b. Non-ordinary residence:buying time<5年:
- Optional full amount (approved price – value-added tax on this transaction),Additional tax cannot be reduced)
- Optional profit 20% purchase time ≥ 5 years:
- Optional full amount (approved price – value-added tax on this transaction),Additional tax cannot be reduced)
- Optional profit 20%
- Individual tax is exempted according to the family's only home C. Deed tax collection standards:
- first set:≤90m2:(Approved price-VAT)×1%>90m2:(Approved price-VAT) ×
- 5%
- Not the first set:(Approved price-VAT)×3%、Pros and Cons of Corporate House Purchasing:profit:Can be used as an asset of the company,Withdraw depreciation,Reduce your company’s corporate income tax disadvantages:as an asset of the company,When the company goes bankrupt or has financial disputes in the future,,The house is part of the foreclosed assets,And when it is transferred back to my personal name in the future,,Relevant taxes and fees must be paid according to the transfer of real estate.。
five、What is the difference between corporate house purchase and individual house purchase?:1.A look at policies when buying a house for a company or buying a house for an individual,The restricted groups are households with household registration or non-household registration,Limited quantity for purchase,But buying a house in the name of the company,No purchase quantity limit has been set yet,It is theoretically possible to circumvent purchase restrictions.。But property costs are high,Various taxes and fees need to be paid,Pay until you no longer own the house。If you want to transfer the house to your personal name,You have to pay land tax、Business tax and corporate income tax。
in addition,Bank loan is difficult、loan interest;2.Buying a house in the name of a company can circumvent purchase restrictions,But the cost is high,Not cost-effective,Unless you live there。Therefore,except for financing purposes,For ordinary home buyers,This method is unreliable。Buy a house in the name of a company,Register a company first,Then buy a commercial house,But actually used as residence。This way of buying a house,Bypassed the purchase restriction policy,As long as financial resources are not limited,Multiple suites can be purchased with full payment。
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