Why is it so difficult to open a business account after company registration?

Why is it so difficult to open a business account after a company is registered? When a company is registered and established，You need to go to the bank to open a basic business account. ，To open a basic account, the company needs to provide a series of original copies such as business license.，In fact, the process is not complicated，But it takes a lot of time to do it，Qibangbanggang Xintong - I have also seen many customers complaining about why it is so difficult to open a corporate bank account after registering a company.，Let's help Hong Kong Information Communications to popularize the knowledge about corporate bank accounts.，I hope it can help the boss who is stuck in opening a company bank account. 。

When a company is registered and established，You need to go to the bank to open a basic business account.，To open a basic account, the company needs to provide a series of original copies of business licenses and other documents.，In fact, the process is not complicated，But it takes a lot of time to do it，Qibangbanggang Xintong - I have also seen many customers complaining about why it is so difficult to open a corporate bank account after registering a company.，Let's help Hong Kong Information Communications to popularize the knowledge about corporate bank accounts.，I hope it can help the boss who is stuck in opening a company bank account.。

one、What is a business basic account? Basic account，It is an account for corporate units to handle daily transfer settlement and cash collection and payment.，It is the salary of enterprises and institutions、Cash withdrawals such as bonuses，Can only be processed through this account。To put it simply, the basic deposit account of a bank generally refers to the account with "opening bank and account number" printed on the corporate contract seal.，This account can only be opened once per company，and must be approved by the People's Bank of China。

Some entrepreneurs will also say:Alipay is now available，WeChat can send and receive payments，Is it okay if you have a basic account with this company?。 Hong Kong Information Communication-Say something here，If you don’t have this basic account，How does your company collect payments from the public?，How to issue a ticket，How can you ask your customers to pay you with peace of mind without invoicing??Let’s not talk about the customer. It doesn’t matter if you ask for a ticket.，First of all, I will think about whether your company is formal or not.，There is not even a basic account for a company，Can't guarantee it's legal。

After all, there are too many leather bag companies nowadays.。All the above illustrate the basic importance of banks to the company。 two、Why is it so difficult to open a corporate bank account??What's the reason??

1. The lease certificate must be provided when opening an account. The office address is a required option when registering a company.，It will even be printed on the business license.，One can imagine the importance of choosing a good office address，This rental certificate can be used to prove，Does this company have a real office space?。
2. The bank must personally send someone to check the company's address. In order to prove whether the company's office space is real, in addition to having a lease certificate,，The bank will also have dedicated people to visit the scene.。 The above two points are to verify the scene，Check to see if your address is a real business address。If you think these two are the only ones，then you are wrong，Why is it difficult to open a basic company account?，That's because in addition to the above two points, there are two more points。
3. You need to make an appointment half a month in advance to open an account. It’s understandable that you need to make an appointment to open an account.，But it has to be half a month in advance，But what if your company’s business is in a hurry??So it’s better to open an account as early as possible。
4. Bank starts

Require

Deposit After subscribing the registered capital，Especially entrepreneurs with small capital have been happy for a long time.，I didn’t expect that opening an account with a company now requires a pre-deposit of funds.。For example, China Merchants Bank

Require

Deposit 20,000。

three、Information required for opening a corporate bank account

1. Original copy of business license;
2. Have the official seal ready、financial chapter、Corporate private emblem;
3. Legal person ID card;
4. Have the original business license ready，Legal person ID card，Copy of the handler’s ID card，3 servings of each。

The above is all the content that Qibangbanggang Xintong introduces to you about the difficulties for companies to open basic bank accounts.，hope this helps you! Qibangbang currently launches a value-for-money entrepreneurial package，Register a company，finance，Social security can be completed with just one package。For details, please visit the official website of Qibangbang!

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