标的公司1:Business scope:Provide loan guarantees for businesses and individuals、Bill acceptance guarantee、trade finance guarantee、project finance guarantee、Financing guarantees such as letter of credit guarantees;Concurrently engaged in litigation preservation guarantee、Performance guarantee business,Financing consultation related to guarantee business、Financial advisory and other intermediary services,Invest with own funds。Equity structure:4natural person
- Transfer intention:clear。
- The company's current business:主要做现金业务,担保类业务基本无。
- other:无诉讼,No claims or debts,单牌照出售,公司业务及员工会自己带走。
标的公司2:Business scope:Provide loan guarantees for businesses and individuals、Bill acceptance guarantee、trade finance guarantee、project finance guarantee、Financing guarantees such as letter of credit guarantees;Concurrently engaged in litigation preservation guarantee、Performance guarantee business,Financing consultation related to guarantee business、Financial advisory and other intermediary services,Invest with own funds;investment management。
(Projects that require approval according to law,经相关部门批准后方可开展经营活动)
- Transfer intention:clear
- price:X00万左右
- Registered capital:1亿人民币
- 牌照到期日期:
- Company situation:公司一年前就没业务经营了,也没诉讼,No claims or debts。Equity structure:两个自然人。
标的公司3:Business scope:Provide loan guarantees for businesses and individuals、Bill acceptance guarantee、trade finance guarantee、project finance guarantee、Financing guarantees such as letter of credit guarantees;Concurrently engaged in litigation preservation guarantee、Performance guarantee business,Financing consultation related to guarantee business、Financial advisory and other intermediary services,Invest with own funds。
- Transfer intention:clear
- price:XXX万
- Company situation:No business,Just some guarantee,Equity structure:2natural person
- Changes in shareholders:无公司标的情况先到这,有需要的童鞋请绕道联系我,蟹蟹!
融资性担保行业是指担保人与银行业金融机构等债权人约定,When the guaranteed party fails to perform the financing debt owed to the creditor,The guarantor assumes the guarantee liability stipulated in the contract in accordance with the law。融资性担保公司主要从事贷款担保、Bill acceptance guarantee、trade finance guarantee、project finance guarantee、信用证担保以及其他融资性担保业务,主要参与对象是银行与企业。
图:融资性担保公司主要从事产业链图资料来源:互联网 一、我国融资性担保行业发展现状 我国的融资担保行业于上世纪90 年代兴起,历经短短20 多年的时间,to this day,已在融资领域中发挥了非常重要的作用。
随着融资担保行业与商业银行的合作逐渐加深,融资担保行业为市场主体从信贷间接融资渠道起到了一个拓宽的效用,特别是在服务中小企业融资难题上取得了一定的突破与成果。截至2014 年末,我国融资性担保机构一共7989家,融资担保在保余额2.34 万亿,其中中小微企业融资性担保占比约60%。
However,融资担保行业在我国的发展状况并不理想。担保业务规模受社会融资规模影响较大,2010- 2011 年融资性担保行业在保余额经历快速增长,2012 年后随着中国宏观经济下行,担保行业发展速度明显放缓。
受中小企业经营困难、信用水平下降影响,担保行业业务风险上升,代偿发生情况不断增加,部分担保机构因失去代偿能力而倒闭,融资担保机构数量连续两年负增长。
尤其是近期浙江、Henan、Shandong、四川等多地关于担保公司跑路的事件层出不穷,thus,关于我国融资担保行业经营状况和未来前景的讨论众说纷纭,而融资担保行业的不佳表现也直接影响到了融资市场及商业银行放贷的状况。各地多家商业银行纷纷将融资担保公司拒之门外,融资担保企业在发展过程中遭遇了前所未有的瓶颈阻碍。
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