Port communicationmy country's pawn industry is not developing rapidly，But has been active in the capital market，Thanks to the fact that Pawn developed according to its original routine.，Integrating modern elements and financing channels that are lacking in the market，It is a typical transformation case! Pawn shops have already broken through the image of pawn shops in people’s consciousness.，With the advent of the Internet era，There are more and more channels for financing through the Internet，If pawn shops want to develop, they must break through and innovate.。
early this year，Ministry of Commerce issues opinions，The pawn industry is clearly encouraged to try the Internet，Disseminate information through the Internet、fast、low cost、No geographical or time restrictions, etc.
Advantages
do business，To further highlight the operating characteristics，Improve and innovate business models，To further improve the level of financing services for small, medium and micro enterprises。
Judging from the business scope and scale of the pawn shop，At present, in addition to the business of movable property in our country,，Also deals in real estate and property rights, etc.；therefore，China’s pawns include not only movable assets pledged、Pledge of property rights，There are also real estate mortgages。
one、Pawn shops can operate the following businesses:
- Chattel pledge and pawn business
- Property rights pledge and pawn business
- Real estate (other provinces、autonomous region、Mortgage and pawn business (excluding real estate in municipalities directly under the Central Government or projects under construction that have not obtained a commercial housing pre-sale license)
- Sale of absolutely suitable items within the limit
- Appraisal, evaluation and consulting services
- Other pawn businesses approved by the Ministry of Commerce in accordance with the law。
two、A new pawn shop should meet the following conditions:：
- Registered capital。Registered capital is not less than RMB 3 million，Those engaged in real estate mortgage pawn business must have a minimum value of RMB 5 million，Those engaged in property rights pledge and pawn business shall have a minimum value of RMB 10 million。
- business residence。
The business premises of new pawn shops and branches should be at least 1 kilometer away from existing pawn shops.，And try to choose street-facing shops，The area should be more than 60 square meters；Lease or appropriation with a usage period of more than 3 years，In principle, the business location cannot be changed within one year of opening。The name of the business address should be consistent with the lease certificate，And provide relevant certificates when reviewing by the public security organs。
- Equity structure。
No less than 2 legal person shareholders with investment capabilities，Legal person shares should be relatively controlled，The total shareholding ratio of legal person shareholders accounts for more than 1/2 of all shares，Or the largest shareholder is a legal person shareholder and the shareholding ratio accounts for more than 1/3 of all shares.；A single natural person cannot be the controlling shareholder，A one-person limited liability company cannot be a legal person shareholder。
three、pawn shop
Process
one、Determine the total amount：According to the “overall planning” of the Ministry of Commerce，The principle of "reasonable layout"，Determine the total amount of regulation and material reporting time based on corresponding economic indicators in various places.。 two、receive materials：According to the "Pawn Management Measures", the applicant
Require
，Submit application materials to the city (prefecture) level commerce department where the pawn shop is proposed to be established.。
After receiving an application to establish a pawn shop or a pawn shop applying to establish a branch，The districted city (prefecture)-level commerce department shall submit it to the provincial-level commerce department for preliminary review.，The provincial commerce department will submit the review opinions and application materials to the Ministry of Commerce.。 three、Review by the Ministry of Commerce：The Ministry of Commerce organized and established a joint pawn shop approval working group to review the submitted materials.。
Four、Apply for approval：According to the minutes of the pawn shop joint approval working group meeting，For compliance with
Require
application for establishment，The Ministry of Commerce issues approval to provincial commerce authorities，and issue a "Pawn Business License"，The applicant must go to the relevant department to complete the registration formalities with the approval and pawn business license.。Not approved，Notify all provincial commerce authorities，and explain the reasons。
five、The enterprise holds the approval document from the Ministry of Commerce and the "Pawn Business License"，After preliminary examination by the public security organ of the local county-level people's government，Apply for a "Special Industry License" from the municipal (prefecture) level public security agency，Go to the industrial and commercial administration department to apply for a business license with the above approval documents and licenses。
in real life，Whenever we want to buy something we can’t afford，The first thing that comes to mind is borrowing，But for some large amounts of funds，In addition to going to the bank to apply for a mortgage loan，You can also go to a pawn shop to pawn your house.，The financing effect of pawns arises from this，It is also the decisive factor for the pawn industry to get to where it is today!
in recent years，With the rapid development of economy，Leading to a rapid increase in the demand for funds from small and medium-sized enterprises，Pawn shops are one of the important channels for financing small and medium-sized enterprises.，also led to rapid growth；Moreover, the size of the pawn market of pawn shops in various countries and regions around the world is also constantly expanding.，Especially the pawn business entities、Pawn transactions and the amount of pawns are also increasing。
And it is this huge need，Leading to the rapid development of the pawn industry across the country，On the other hand, this has also led to the critical point of reshuffling the entire industry getting closer and closer.。 Registering a pawn shop or pawn company is relatively difficult，So how to judge whether you can get this type of financial license?，Or does it belong to the qualifications of the applicant shareholder?，For specific information, please contact Hong Kong Xintong - the phone number in the picture above!
About Hong Kong Xintong
Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。
