Does the pawn shop have a financial license?

The assets of a pawn shop shall be managed according to the following proportions：

1. 　　
2. 典当行自初始营业起至次向省级商务主管部门及所在地商务主管部门报送年度财务会计报告的时期内从商业银行贷款的，贷款余额不得超过其注册资本。

典当行次向省级商务主管部门及所在地商务主管部门报送财务会计报告之后从商业银行贷款的，贷款余额不得超过上一年度向主管部门报送的财务会计报告中的所有者权益。Pawn shops are not allowed to operate from this city (region)、state、盟）以外的商业银行贷款。典当行分支机构不得从商业银行贷款。

1. The pawn balance of a pawn shop against the same legal person or natural person shall not exceed 25% of the registered capital.。　　
2. The pawn balance of a pawnbroker to its shareholders shall not exceed the amount of the shareholder's shares.，And the pawn conditions shall not be better than those of ordinary pawn households.。
3. When the net assets of the pawn shop are less than 90% of the registered capital，Each shareholder shall make up or apply to reduce the registered capital in proportion.，However, the reduced registered capital shall not violate the provisions of these Measures on the limits of registered capital of pawn shops.。　　
4. The balance of property pledged and pawned by a pawn shop shall not exceed 50% of the registered capital.。The balance of real estate mortgage pawn shall not exceed the registered capital。

The registered capital is less than 10 million yuan，The amount of a single payment for real estate mortgage pawn shall not exceed 1 million yuan。Registered capital of more than 10 million yuan，The amount of a single deposit for real estate mortgage pawn shall not exceed 10% of the registered capital.。

The construction and operation facilities of pawn houses shall comply with relevant national safety standards and fire management regulations，Have the following safety precautions：

1. 　　
2. Set up video recording equipment in the business premises (recording data should be kept for at least 2 months)；　　
3. Set up protective facilities at the business counter；　　
4. Set up to comply with security

Require

Pawn item storage warehouses and safes (cabinets、library)；

1. 　　
2. Set up alarm devices；　　
3. Install protective facilities on doors and windows；　　
4. Equipped with necessary fire-fighting facilities and equipment。

Pawn shop application materials list：1 Application for establishing a pawn shop 2 Feasibility study report 3 Articles of Association 4 Capital contribution agreement 5 Individual shareholders issued by the personnel department of the unit where the file is located、Resumes of the proposed legal representatives and other managers 6 Certificates issued by legally qualified institutions 7 Recent financial audit reports of legal person shareholders issued by legally qualified accounting firms 8 Certificates of capital contribution ability of legal person shareholders issued by legally qualified accounting firms 9 Industry background description and supporting materials of natural person shareholders who intend to contribute capital，户籍地门出具的无违法犯罪证明文件以及银行的信用报告10 法人股东近两个会计年度纳税证明典当行不得经营下列业务：

1. 　　
2. Sales of non-excellent items and acquisition of used items、Consignment；　　
3. Chattel mortgage business；　　
4. Raise funds、Taking deposits or taking deposits in disguised form；　　
5. grant credit loan；　　
6. Other business without approval。

Pawn shops are not allowed to accept the following property as pawns：

1. 　　
2. Seized according to law、Property seized or for which other preservation measures have been taken；　　
3. Stolen and items of unknown origin；　　
4. Flammable、Explosive、Very poisonous、Radioactive materials and their containers；　　
5. ，branch、，military、logo、Standard clothing and equipment；　　
6. Official document、Seals and property managed by them；　　
7. Issued certificates and valid identity documents other than property rights certificates；　　　
8. Property that the owner does not own or cannot obtain the right to dispose of in accordance with the law；　　
9. law、Natural resources or other property prohibited from circulation by laws and regulations and relevant national regulations。

Pawn shops shall not engage in the following acts:：

1. 　　
2. Borrowing from entities and individuals other than commercial banks；　　
3. Borrow funds from other pawn shops or borrow funds in disguised form；　　
4. Loans from commercial banks exceeding the prescribed limit；　　
5. foreign investment。Guangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。