one、典当行业的特点:在经济社会发展中,典当行作为金融机构的有益补充,以其快捷、flexible、方便的特色,在助力中小微企业发展、解决个人急迫资金问题等方面发挥着越来越重要的作用。
According to reports,典当贷款中的当物范围十分广泛,动产质押贷款方面,motor vehicle、库存物资、数码产品、黄铂金、名表等奢侈品,不动产方面如房地产,财产权利质押贷款如承兑汇票、stock、national debt、定期存单等都可以作为当物进行贷款。正是因为典当行业手续简便、放款迅速、救急解难等特点,才获得了急需小额、短期融资的中小微企业青睐。
The reporter learned,在银丰典当行,动产质押当场放款,黄铂金、数码产品、名表奢侈品质押5分钟放款,汽车质押可在半小时内放款;不动产如房产抵押可在1天内放款。而且当物起点低,千元、百元物品都可以当。"In recent years,银丰典当行90%的放款给了中小微企业和个体工商户。仅去年,对外放款近10亿元。
” 典当行牌照申请,Pawn shop established,典当行注册—国际高级顾问 二、Conditions for establishing a pawn shop:
- are in compliance with the law、Statutes and regulations;
- Registered capital is not less than RMB 3 million,Those engaged in real estate mortgage pawn business must have a minimum value of RMB 5 million,Those engaged in property rights pledge and pawn business shall have a minimum value of RMB 10 million;
- There is conformity
Require
business premises;
- Have management personnel and appraisers who are familiar with the pawn business;
- There are two or more legal person shareholders,And the legal person shares are relatively controlling;
- Establish、Improve safety system;House construction and business facilities should comply with relevant national safety standards and fire management regulations;
- Comply with the national overall plan for pawn shops、Reasonably laid out
Require
。
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