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The name of the pawn shop shall comply with the relevant provisions on enterprise name registration and management。The industry description in the name of a pawn shop should be marked with the word "pawn"。The name of any other business organization or institution shall not contain the word "pawn",No pawn business shall be operated or disguised。Pawn shop engages in business activities,should obey the law、Statutes and Regulations,follow equality、voluntary、Integrity、principle of mutual benefit。

Apply to set up a pawn shop,The following conditions should be met:

  1.   
  2. are in compliance with the law、Statutes and regulations;  
  3. Have registered capital that meets the limits stipulated in these Measures;  
  4. There is conformity

Require

business premises and necessary facilities for conducting business;

  1.   
  2. Have management personnel and appraisers who are familiar with the pawn business;  
  3. There are two or more legal person shareholders,And the legal person shares are relatively controlling;  
  4. Public security management in compliance with Articles 9 and 10 of these Measures

Require

  1.   
  2. Comply with the national overall plan for pawn shops、Reasonably laid out

Require

Set up a pawn shop,The applicant shall submit the following materials to the commercial department at the city (prefecture) level where the pawn shop is proposed to be established.:

  1.   
  2. Application for establishment (should state the name of the pawn shop to be established、address、Registered capital、Shareholders and capital contribution、business scope, etc.) and feasibility study report;  
  3. Pawn shop regulations、Investment Agreement and Investment Commitment Letter;  
  4. Pawn shop business rules、Internal management system and safety precautions;  
  5. Certificate issued by a legally qualified institution;  
  6. Individual shareholder issued by the personnel department of the unit where the file is located、Resumes of proposed legal representatives and other managers;  
  7. Recent financial audit report of the legal person shareholder and proof of capital contribution ability issued by a legally qualified accounting firm、A copy of the resolution of the board of directors (shareholders meeting) of the legal person shareholder and a copy of the business license;  
  8. conform to

Require

Valid proof of ownership or right to use the business premises;

  1.   
  2. "Notice of Preliminary Approval of Enterprise Name" issued by the industrial and commercial administration authority。

The assets of a pawn shop shall be managed according to the following proportions:

  1.   
  2. 典当行自初始营业起至次向省级商务主管部门及所在地商务主管部门报送年度财务会计报告的时期内从商业银行贷款的贷款余额不得超过其注册资本

典当行次向省级商务主管部门及所在地商务主管部门报送财务会计报告之后从商业银行贷款的贷款余额不得超过上一年度向主管部门报送的财务会计报告中的所有者权益。Pawn shops are not allowed to operate from this city (region)、state、盟)以外的商业银行贷款典当行分支机构不得从商业银行贷款

  1. The pawn balance of a pawn shop against the same legal person or natural person shall not exceed 25% of the registered capital.。  
  2. The pawn balance of a pawnbroker to its shareholders shall not exceed the amount of the shareholder's shares.,And the pawn conditions shall not be better than those of ordinary pawn households.。
  3. When the net assets of the pawn shop are less than 90% of the registered capital,Each shareholder shall make up or apply to reduce the registered capital in proportion.,However, the reduced registered capital shall not violate the provisions of these Measures on the limits of registered capital of pawn shops.。  
  4. The balance of property pledged and pawned by a pawn shop shall not exceed 50% of the registered capital.。The balance of real estate mortgage pawn shall not exceed the registered capital。

The registered capital is less than 10 million yuan,The amount of a single payment for real estate mortgage pawn shall not exceed 1 million yuan。Registered capital of more than 10 million yuan,The amount of a single deposit for real estate mortgage pawn shall not exceed 10% of the registered capital.。

The construction and operation facilities of pawn houses shall comply with relevant national safety standards and fire management regulations,Have the following safety precautions:

  1.   
  2. Set up video recording equipment in the business premises (recording data should be kept for at least 2 months);  
  3. Set up protective facilities at the business counter;  
  4. Set up to comply with security

Require

Pawn item storage warehouses and safes (cabinets、library);

  1.   
  2. Set up alarm devices;  
  3. Install protective facilities on doors and windows;  
  4. Equipped with necessary fire-fighting facilities and equipment。

Guangdong and Hong Kong license platesShenzhen Hazardous Chemicals Business LicenseShenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services,Assist customers to applyShenzhen travel agency business licenseShenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses,Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services,Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more,Please contactHong Kong Information Communications Consultant

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