Pawn Shop License Approval Process Pawn Shop Company

专业服务专业企业服务可靠一对一贴心闭口合同靠谱服务产品优质业态典当行面积实地服务对象全国在新的互联网金融形势冲击的形势之下，典当行的发展和经营迎来了很大的机遇和挑战。谁能够突破瓶颈，谁能抓住互联网和典当行业的契合点，谁就能够站在竞争的

Advantages

status。

现在典当行的同质化竞争比较严重，But overall，因为典当行还是有比较大一块市场份额，因此谁都不愿意放弃这一块肉。现在的价格都在水涨船高，Same，典当行的价格也不例外。以下重点说说港信通国际的典当行资源的相关情况。During the process of applying for a pawn shop license，Must ensure compliance with relevant laws and regulations, procedures and systems

Require

。

Pawn shops can operate the following businesses:：

1. 　　
2. Chattel pledge and pawn business；　　
3. Property pledge and pawn business；　　
4. Real estate (other provinces、autonomous region、Mortgage and pawn business (excluding real estate in municipalities directly under the Central Government or projects under construction that have not obtained a commercial housing pre-sale license)；　　
5. Sale of absolutely suitable items within the limit；　　
6. 鉴定评估及咨询；　　
7. Other pawn businesses approved in accordance with the law。

典当行的审批流程和审批周期都比较长，放眼所有，典当行的办理时间都算是非常长的了。其实现在门虽然对典当行设立

Require

提得不高，但是审批办理时还是从申请中选出实力规模较大的几家来进行办理。

The assets of a pawn shop shall be managed according to the following proportions：

1. 　　
2. From the time when a pawn shop initially operates to the time when it submits its annual accounting report to the provincial commerce department and the local commerce department, it shall receive from the commercial bank’s，The balance shall not exceed its registered capital。

After the pawn shop submits the accounting report to the provincial commerce department and the local commerce department, it obtains the report from the commercial bank.，The balance shall not exceed the owner's equity in the accounting report submitted to the competent authority for the previous year.。Pawn shops are not allowed to operate from this city (region)、state、commercial banks outside the alliance。Pawn shop branches are not allowed to withdraw money from commercial banks。

1. 　　
2. The pawn balance of a pawn shop against the same legal person or natural person shall not exceed 25% of the registered capital.。
3. The pawn balance of a pawnbroker to its shareholders shall not exceed the amount of the shareholder's shares.，And the pawn conditions shall not be better than those of ordinary pawn households.。　　
4. When the net assets of the pawn shop are less than 90% of the registered capital，Each shareholder shall make up or apply to reduce the registered capital in proportion.，However, the reduced registered capital shall not violate the provisions of these Measures on the limits of registered capital of pawn shops.。　　
5. The balance of property pledged and pawned by a pawn shop shall not exceed 50% of the registered capital.。

The balance of real estate mortgage pawn shall not exceed the registered capital。The registered capital is less than 10 million yuan，The amount of a single payment for real estate mortgage pawn shall not exceed 1 million yuan。Registered capital of more than 10 million yuan，The amount of a single deposit for real estate mortgage pawn shall not exceed 10% of the registered capital.。

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