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Pawn shops are an industry that we are very familiar with and yet unfamiliar with.,This industry has such a long history of development,So that when the ancients woke up, they might not recognize that this was a pawn shop.。Pawn shops are no longer a place to provide financial buffers to poor people。More often the case is,Pawn shop companies can help small and medium-sized businesses,A business that provides financing services to companies that are unable to obtain loans from banks。

The registered capital limit for pawn shops is 3 million yuan.;Engaged in real estate mortgage pawn business,The registered capital limit is 5 million yuan;Engaged in property pledge and pawn business,The registered capital limit is 10 million yuan。The registered capital limit of a pawn shop shall be the capital paid in by shareholders.,Not included in kind、industrial property、non-technical、Capital contributed as a price for land use rights。

Pawn shops should be established、Improve the following safety systems:

  1.   
  2. Collect、Assignment、Redemption certificate (photo) system;  
  3. Inspection of property、custody system;  
  4. Wanted assistance investigation and verification system;  
  5. suspicious reporting system;  
  6. Equipped with security personnel system。

Pawn shops can operate the following businesses::

  1.   
  2. Chattel pledge and pawn business;  
  3. Property pledge and pawn business;  
  4. Real estate (other provinces、autonomous region、Mortgage and pawn business (excluding real estate in municipalities directly under the Central Government or projects under construction that have not obtained a commercial housing pre-sale license);  
  5. Sale of absolutely suitable items within the limit;  
  6. Appraisal, evaluation and consulting services;  
  7. Other pawn businesses approved in accordance with the law。

Pawn shops are not allowed to engage in the following businesses::

  1.   
  2. Sales of non-excellent items and acquisition of used items、Consignment;  
  3. Chattel mortgage business;  
  4. Raise funds、Taking deposits or taking deposits in disguised form;  
  5. grant credit loan;  
  6. Other business without approval。

Pawn shops are not allowed to accept the following property as pawns:

  1.   
  2. Seized according to law、Property seized or for which other preservation measures have been taken;  
  3. Stolen and items of unknown origin;  
  4. Flammable、Explosive、Very poisonous、Radioactive materials and their containers;  
  5. ,branch、,military、logo、Standard clothing and equipment;  
  6. Official document、Seals and property managed by them;  
  7. Issued certificates and valid identity documents other than property rights certificates;   
  8. Property that the owner does not own or cannot obtain the right to dispose of in accordance with the law;  
  9. law、Natural resources or other property prohibited from circulation by laws and regulations and relevant national regulations。

Pawn shops shall not engage in the following acts::

  1.   
  2. Borrowing from entities and individuals other than commercial banks;  
  3. Borrow funds from other pawn shops or borrow funds in disguised form;  
  4. Loans from commercial banks exceeding the prescribed limit;  
  5. foreign investment。Guangdong and Hong Kong license platesShenzhen Hazardous Chemicals Business LicenseShenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services,Assist customers to applyShenzhen travel agency business licenseShenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses,Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services,Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more,Please contactHong Kong Information Communications Consultant

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