Pawn shops are not allowed to engage in the following businesses::
- Sales of non-excellent items and acquisition of used items、Consignment;
- Chattel mortgage business;
- Raise funds、Taking deposits or taking deposits in disguised form;
- grant credit loan;
- Other business without approval。
Pawn shops are not allowed to accept the following property as pawns:
- Seized according to law、Property seized or for which other preservation measures have been taken;
- Stolen and items of unknown origin;
- Flammable、Explosive、Very poisonous、Radioactive materials and their containers;
- ,branch、,military、logo、Standard clothing and equipment;
- Official document、Seals and property managed by them;
- Issued certificates and valid identity documents other than property rights certificates;
- Property that the owner does not own or cannot obtain the right to dispose of in accordance with the law;
- law、Natural resources or other property prohibited from circulation by laws and regulations and relevant national regulations。
Pawn shops shall not engage in the following acts::
- Borrowing from entities and individuals other than commercial banks;
- Borrow funds from other pawn shops or borrow funds in disguised form;
- Loans from commercial banks exceeding the prescribed limit;
- foreign investment。
The construction and operation facilities of pawn houses shall comply with relevant national safety standards and fire management regulations,Have the following safety precautions:
- Set up video recording equipment in the business premises (recording data should be kept for at least 2 months);
- Set up protective facilities at the business counter;
- Set up to comply with security
Require
Pawn item storage warehouses and safes (cabinets、library);
- Set up alarm devices;
- Install protective facilities on doors and windows;
- Equipped with necessary fire-fighting facilities and equipment。
Pawn shops are an industry that we are very familiar with and yet unfamiliar with.,This industry has such a long history of development,So that when the ancients woke up, they might not recognize that this was a pawn shop.。Pawn shops are no longer a place to provide financial buffers to poor people。More often the case is,Pawn shop companies can help small and medium-sized businesses,A business that provides financing services to companies that are unable to obtain loans from banks。What is the difference between a pawn shop and a bank?
- Different business scope:In addition to lending business,The pawn shop also deals in the sale of absolutely pawn items.、Appraisal, evaluation and consulting services,The bank additionally operates deposit-taking services、Exchange business、Agency business, etc.。
- Business scale and organizational form are different:Banks are large state-owned and joint-stock enterprises,Registered capital、The scale of operation is quite large, Set up a large number of branches across the country。Pawn shops are companies with smaller capital,Limited scale,Single organizational form。
- Loan procedures and procedures are different:Banks implement a system of separation of review and loan, The approval process is cumbersome,Takes a long time;And pawn shops lend money when they see something,High efficiency,fast,Convenient and flexible。
- Different lending objects and characteristics:Banks mainly focus on large and medium-sized enterprises, Large amount、long term、Strict restrictions on the use of loans,Pawn shops are mainly small and medium-sized enterprises and individuals.,Small amount、Short term、And don’t ask about the purpose of borrowing money。
- Different status effects:Banks occupy a dominant position in our country’s national economy,It is the main part of the financial system,It plays the role of the main channel in regulating the supply and demand of social funds.;Pawn shops are a useful supplement to the financing channels of the entire society.,occupy a secondary position in economic life。Guangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services,Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses,Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services,Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more,Please contactHong Kong Information Communications Consultant。
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