Professional services, professional corporate services, reliable, one-on-one, considerate, closed-door contracts, reliable services, products, high-quality business formats, pawn shop area, on-site service targets, pawn shops across the country are equivalent to the "Second Bank",Most of the business we undertake is individuals and small and micro entities that are not easy for banks to lend to.。It’s easy for us to feel that this industry is too strict,But as Internet finance increasingly penetrates into everyone’s lives,,In fact, pawn shops have gradually come closer to us.。
There are also many Internet companies now responsible for the layout of the Internet for pawn shops.,This is also a great development opportunity for pawn shops now。This article focuses on telling you about the registration requirements for pawn shops in Guangdong.,pawn shop
Registration process
。1.首先要说说的是典当行的注册资本金。
注册资本金是有
Require
of,但是如果按规定中说的那些价格来设立就真的是太傻了,至少现在,就算是一个普通典当行,300w资金是办不下来的。那么资金设立多少比较合适呢?这个是不能乱设置的,注册资金需要实缴,搞了一定会增加股东的压力,但是低了,又确实办不下许可证。这种时候,办理机构的作用就出来了。
我们可以把资金把控在能够申请通过的范围。如果有需要办理的可以和我联系,这个价格全国范围内都有不同的。The assets of a pawn shop shall be managed according to the following proportions:
- From the time when a pawn shop initially operates to the time when it submits its annual accounting report to the provincial commerce department and the local commerce department, it shall receive from the commercial bank’s,The balance shall not exceed its registered capital。
After the pawn shop submits the accounting report to the provincial commerce department and the local commerce department, it obtains the report from the commercial bank.,The balance shall not exceed the owner's equity in the accounting report submitted to the competent authority for the previous year.。Pawn shops are not allowed to operate from this city (region)、state、commercial banks outside the alliance。Pawn shop branches are not allowed to withdraw money from commercial banks。
- The pawn balance of a pawn shop against the same legal person or natural person shall not exceed 25% of the registered capital.。
- The pawn balance of a pawnbroker to its shareholders shall not exceed the amount of the shareholder's shares.,And the pawn conditions shall not be better than those of ordinary pawn households.。
- When the net assets of the pawn shop are less than 90% of the registered capital,Each shareholder shall make up or apply to reduce the registered capital in proportion.,However, the reduced registered capital shall not violate the provisions of these Measures on the limits of registered capital of pawn shops.。
- The balance of property pledged and pawned by a pawn shop shall not exceed 50% of the registered capital.。
The balance of real estate mortgage pawn shall not exceed the registered capital。The registered capital is less than 10 million yuan,The amount of a single payment for real estate mortgage pawn shall not exceed 1 million yuan。Registered capital of more than 10 million yuan,The amount of a single deposit for real estate mortgage pawn shall not exceed 10% of the registered capital.。
To establish a branch of a pawn shop, the following conditions must be met::
- Operating pawn business for more than three years,Registered capital is not less than 15 million yuan;
- Profitable for the past two consecutive years;
- No illegal business records in the past two years。
Application materials
- Application for establishment (should state the name of the pawn shop to be established、address、Registered capital、Shareholders and capital contribution、business scope, etc.) and feasibility study report;
- Pawn shop regulations、Investment Agreement and Investment Commitment Letter;
- Pawn shop business rules、Internal management system and safety precautions;
- 具有法定的机构出具的;
- 所在单位人事部门出具的个人股东、拟任法定表人和其他管理人员的简历,及其县级以出具的无犯罪记录;
- 具定的会计师事务所(商务厅的会计事务所)出具的法人股东近期审计报告及出资能力、A copy of the resolution of the board of directors (shareholders meeting) of the legal person shareholder and a copy of the business license;
- Natural person's capital contribution should be provided by a bank (Chinese、farmer、work、(Build) invoice、询证函及本人单位或办事处以上出具的工作简历、Recent photos and copies of;
- conform to
Require
的营业场所的所有权或者使用权的有效文件(
Require
less than 3 years);9、"Notice of Preliminary Approval of Enterprise Name" issued by the Industrial and Commercial Administration。
典当行的审批流程和审批周期都比较长,放眼所有,典当行的办理时间都算是非常长的了。其实现在门虽然对典当行设立
Require
提得不高,但是审批办理时还是从申请中选出实力规模较大的几家来进行办理。Guangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services,Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses,Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services,Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more,Please contactHong Kong Information Communications Consultant。
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