典当行申请设立的基本条件和办理流程解析

典当行申请设立的基本条件和

Process

解析典当行申请设立的基本条件和

Process

解析市地方金融监管局发布了《南通市类金融机构监管分类暂行办法》。

Specifically：将机构分为正常监管企业、监管困难企业、疑似异常企业和列入清理企业；建立定期公示机制和设立举报电话；建立与公安、tax、市场监管等部门的联动工作机制，实现联合监管。

在中小企业经营过程中，常常受到资金短缺的困扰，因为信用缺乏，在银行借贷上常吃闭门羹，资金转不灵的问题之下，典当行很好的发挥了自身在融资上的

Advantages

，典当行质押放款，只要贷款人能够抵押一定价值的物品，典当行确定价值后就能够快速完成放贷，迎合了中小企业急需资金的需求.一、典当行申请设立条件：

1. are in compliance with the law、Statutes and regulations；
2. Registered capital is not less than RMB 3 million，Those engaged in real estate mortgage pawn business must have a minimum value of RMB 5 million，Those engaged in property rights pledge and pawn business shall have a minimum value of RMB 10 million；深圳内设立典当行企业建议注册资本不低于两千万；
3. There is conformity

Require

business premises and necessary facilities for conducting business(open for business、Anti-theft、monitor、Fire protection and other facilities)。

；

1. Have management personnel and appraisers who are familiar with the pawn business；
2. There are two or more legal person shareholders，And the legal person shares are relatively controlling；
3. In accordance with Article 9 of the "Pawn Management Measures"、Article 10，Pawn shops should be established、Improve safety system；House construction and business facilities should comply with relevant national safety standards and fire management regulations；
4. Comply with the national overall plan for pawn shops、Reasonably laid out

Require

。

two、Pawn shops should be established、Improve the following safety systems：

1. Collect、Assignment、Redemption certificate (photo) system；
2. Inspection of property、custody system；
3. Wanted assistance investigation and verification system；
4. suspicious reporting system；
5. Equipped with security personnel system。

three、典当行申请设立房屋建筑和经营设施应当符合国家有关安全标准和消防管理规定，Have the following safety precautions：

1. Set up video recording equipment in the business premises (recording data should be kept for at least 2 months)；
2. Set up protective facilities at the business counter；
3. Set up to comply with security

Require

Pawn item storage warehouses and safes (cabinets、library)；

1. Set up alarm devices；
2. Install protective facilities on doors and windows；
3. Equipped with necessary fire-fighting facilities and equipment。

目前在我国进行典当行注册是有名额限制的，商务部负责对典当行的资格进行核查，按照择优原则，为资质更雄厚的单位发放典当经营许可证，俗称典当牌照，在拿到典当牌照后，申请人应当在10天内向属地公安厅申请特种行业许可证，双证齐全，典当行注册条件及流程完成，可以开展相关的典当业务。

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