How to apply for a pawn shop license? Pawn shops are both financial and commercial.、unique socioeconomic institutions,The financing service function is obvious。In today's society with rapid economic development,,Difficulty in capital turnover is a problem that many people involved in finance will encounter.,The solution is not a loan of credit,It is to activate cash flow through property mortgage。
recent years,Many capitalists have targeted the pawn industry,Moreover, pawn shop licenses in first-tier cities are often hard to come by.。 many people know,Pawn company passes annual review,Divided into A、B two types:Category A refers to pawn shops that have no illegal activities.;Category B refers to violations of laws and regulations,But the circumstances are minor,Pawn companies that have corrected themselves after being punished。
If the pawn company ultimately fails to pass the annual review,Or the business license has been revoked during the annual inspection of industrial and commercial enterprises even though it has passed the annual inspection.,The Provincial Economic and Trade Commission will order it to close down and take back the "Pawn Business License"。
Many people may not understand the scoring system very well,Why is the scoring system introduced?,This is to provide more quantitative control over the layout of the pawn industry.,Ensure that the best quality pawn shop establishment application can be submitted to the Ministry of Commerce and Industry,words now,is to be submitted to the China Banking and Insurance Regulatory Commission,Therefore, we do not rule out the possibility of tighter supervision in the future.。 but,Don’t worry too much about ratings,As long as you maintain normal profits, there's usually no big problem。
After learning about it from Tanglang Xiaozhu,Pawn shop transferred to China Banking and Insurance Regulatory Commission,License application will face minor adjustments,For details, you may wish to consult Tanglang Xiaozhu at the bottom.。 What conditions need to be met to open a pawn shop?
- Registered capital。Registered capital is not less than RMB 3 million,Those engaged in real estate mortgage pawn business must have a minimum value of RMB 5 million,Those engaged in property rights pledge and pawn business shall have a minimum value of RMB 10 million。
(Registered capital needs to meet the minimum limit of three million yuan,Moreover, the minimum amount of partial investment must be in the form of currency investment.,property rights,Land use rights and other forms of investment。also,The application requirements for pawn shops in my country vary from place to place.,There are also differences in application thresholds,Take the Shenzhen area as an example,The registered capital has reached the threshold of 30 million yuan)
- business residence。
The business premises of new pawn shops and branches should be at least 1 kilometer away from existing pawn shops.,And try to choose street-facing shops,The area should be more than 60 square meters;Lease or appropriation with a usage period of more than 3 years,In principle, the business location cannot be changed within one year of opening。The name of the business address should be consistent with the lease certificate,And provide relevant certificates when reviewing by the public security organs。
- Equity structure。
No less than 2 legal person shareholders with investment capabilities,Legal person shares should be relatively controlled,The total shareholding ratio of legal person shareholders accounts for more than 1/2 of all shares,Or the major shareholder is a legal person shareholder and the shareholding ratio accounts for more than 1/3 of the total shares.;A single natural person cannot be the controlling shareholder,A one-person limited liability company cannot be a legal person shareholder。 (The second point of the conditions for establishing a pawn shop is about the form of holding。After all, a pawn shop is also a financing enterprise.。
In order to ensure the stable development of society,It is necessary to ensure that the property rights of the pawned owner will not be damaged during the operation of the pawn shop.。Therefore, for legal person shareholders
Require
higher,including operating conditions,All business scales are available
Require
。)
- foreign investment。 Pawn shops collect pawns and the state collects them、Specialize、Exclusive items,Subject to approval by relevant departments。 So what kind of business can a pawn shop operate?
- Chattel pledge and pawn business
- Property rights pledge and pawn business
- Real estate (other provinces、autonomous region、Mortgage and pawn business (excluding real estate in municipalities directly under the Central Government or projects under construction that have not obtained a commercial housing pre-sale license)
- Sale of absolutely suitable items within the limit
- Appraisal, evaluation and consulting services
- Other pawn businesses approved by the Ministry of Commerce in accordance with the law *More pawn shop information,Welcome to leave a message at the bottom。
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