典当行公司注册条件，设立典当行公司

Conditions to set up a pawn shop：

1. Because competition is fierce now，Low registered capital 20 million，It is recommended that the registered capital be 30 million or more (all capital contributions are in currency)
2. legal person shareholder

Require

：There should be at least two legal person shareholders，The company must be established for more than three years，Profit in the past two years，And holds more than 51% of the shares of the pawn shop，To achieve the purpose of controlling the pawn shop。

1. Proof of funds should be provided before submitting information，Transfer the registered funds to the government-designated account，It cannot be used until the pawn shop business license is obtained (the time is 4-6 months)，Determined according to the actual government approval time)；
2. The registered address area of ​​the pawn shop should be more than 80 square meters，For street shops，If it is a rented shop，The lease period should be more than three years，Complete rental procedures。Complete protective facilities are installed in the business premises；。
3. Legal person shareholder、Resumes and criminal certificates of shareholders and senior managers. Pawn shops and banks are both financing、lending institution，The purpose of business is to obtain loan interest，In comparison, there are the following differences：
4. Different business scope：In addition to lending business，Pawn shops also sell pawn items、Appraisal, evaluation and consulting services，Banks additionally operate deposit services、Exchange business、Agency business, etc.。
5. Business scale and organizational form are different：Banks are large state-owned and joint-stock enterprises，Registered capital、The scale of operation is quite large，Set up a large number of branches across the country。Pawn shops are companies with smaller capital，Limited scale，Single organizational form。
6. Loan procedures and procedures are different：Banks implement a system of separation of review and loan，The approval process is cumbersome，Takes a long time；And pawn shops lend money when they see something，High efficiency，fast，Convenient and flexible。
7. Different lending objects and characteristics：Banks mainly focus on large and medium-sized enterprises，Large amount、long term、Strict restrictions on the use of loans，Pawn shops are mainly small and medium-sized enterprises and individuals.，Small amount、Short term、Regardless of the purpose of the loan。
8. Different status effects：Banks occupy a dominant position in our country's national economy，It is the main part of the financial system，It plays the role of the main channel in regulating the supply and demand of social funds.；Pawn shops are a useful supplement to the financing channels of the entire society.，occupy a secondary position in economic life。What is a pawn?

pawn，It refers to the owner’s movable property、Property rights are pledged as collateral or real estate is pledged to a pawnbroker，Deliver a certain percentage

cost

，Get deposit，and pay interest on the deposit within the agreed period、repay the deposit、the act of redeeming something pledged。How to agree on the pawn period? The pawn period shall be agreed upon by both parties，minutes 5 days、15day、30day、60day、180Different deadlines。

During the pawn period and within 5 days after the expiration of the pawn period，Can be renewed by mutual agreement，The renewal period shall not exceed the original pawn period，The renewal period shall be calculated from the expiry date of the pawn period or the previous renewal period.。Continued at that time，The current account should settle the previous period's interest and the current period's

cost

。

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