典当行公司设立需要符合哪些条件系港信通-港信通- 典当行公司设立需要符合哪些条件系港信通-港信通- 典当企业如何定位呢?谷新生认为,在经营的定位上要以典当的特点和基本功能为依据,找准自身的位置。 总体的定位应该是为中小微企业和自然人提供救急解困、及时方便的融资服务。
但是在实践中,有的典当行过分强调定位于为中小企业融资服务,把典当与银行贷款、信托贷款、小额贷款公司贷款同质化。 actually,中小企业的资金需求不可能靠典当来常态化解决,一是典当利费高,实体经济中行业的利润率远低于典当息费率;二是典当的资金规模总体上也满足不了中小企业的需要。
根本上说,从金融层次的定位上典当也是不可能对应的。准确合规的定位仍然是为中小企业和个人救急解困提供融资服务,是主流金融的补充。 one、《国务院对确需要保留的行政审批项目设定行政许可的决定》(国务院令2004年第412号)第一百八十一项;two、《注册典当公司管理办法》(Ministry of Commerce、公安部2005年令第8号)。
注册典当公司
Application conditions
one、Requirements for establishing a pawn shop Application for establishment of a pawn shop,The following conditions should be met:(one)are in compliance with the law、Statutes and regulations;(two)有符合规定的低限额的注册资本(The minimum registered capital limit for a pawn shop is 3 million yuan;Engaged in real estate mortgage pawn business,The minimum registered capital limit is 5 million yuan;Engaged in property rights pledge and pawn business,The minimum registered capital limit is 10 million yuan。
The minimum registered capital limit of a pawn shop shall be the monetary capital paid by shareholders.,Not included in kind、industrial property、non-patented technology、Capital contributed as a price for land use rights);(three)There is conformity
Require
business premises and necessary facilities for conducting business;(Four)Have management personnel and appraisers who are familiar with the pawn business;(five)There are two or more legal person shareholders,And the legal person shares are relatively controlling;(six)Public security management in compliance with Articles 9 and 10 of the Pawn Management Measures
Require
;(seven)Comply with the national overall plan for pawn shops、Reasonably laid out
Require
。
two、Conditions for Pawn Shops to Establish Branches Pawn shops that meet the following conditions may establish branches::(one)Operating pawn business for more than three years,Registered capital is not less than RMB 15 million;(two)Profitable for the past two consecutive years;(three)No illegal business records in the past two years。
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