What are the registered capital requirements for the establishment of a pawn shop company?

Pawn shops are the originators of my country’s financial industry，Now facing Waterloo；With the flushing of the Internet, how to position pawn shops has become a top priority for pawn shops.，See below for details on how pawn shops position themselves in the market and the conditions for establishing pawn shops.。

first， 在具体的业务品种上，Segmented according to the own conditions of each pawn shop; First，Registered capital is small，A pawn shop with professional appraisers，Suitable for civilian pawn business；That is to say, it specializes in the pawn business of civilian goods.，This is the basic business of a traditional pawn shop，should be strengthened and developed。

second，Larger registered capital，Pawn shops lacking professional appraisal personnel，Suitable for real estate、Property rights pawn management，Mainly provides financing services to small, medium and micro enterprises and entrepreneurs； Of course, it is difficult to significantly change the situation of real estate mortgage pawnbroking as the main business.，This is determined by two major conditions: the characteristics of the mortgage (pledge) itself and the gradual increase in the capital of the pawn company.，Because real estate itself has great value、The characteristics of stable value and easy realization，This is also related to the fact that real estate mortgage pawn business accounts for a large proportion of pawn operations.。

at the same time，The real estate mortgage pawn business itself includes two parts: the real estate mortgage pawn business of real estate enterprises and the real estate mortgage pawn business of small and medium-sized enterprises or individuals.，Therefore, in actual work, we cannot simply reduce the proportion of real estate pawns.，Instead, we need to flexibly respond and adjust according to changes in market conditions and policies, as well as the segmentation of pawn positioning.。

third，Larger registered capital，A pawn shop with professional appraisal personnel，Suitable for real estate、property rights、All pawn business including movable property。 Conditions required to establish a pawn shop： (one)are in compliance with the law、Statutes and regulations。 (two)Have a minimum registered capital that complies with the "Pawn Management Measures"。

1. The minimum registered capital limit for a pawn shop is 3 million yuan；
2. Engaged in real estate mortgage pawn business，The minimum registered capital limit is 5 million yuan；
3. Engaged in property rights pledge and pawn business，The minimum registered capital limit is 10 million yuan。 (three)There is conformity

Require

business premises。

1. The area is not less than 150 square meters；
2. Commercial buildings with self-ownership or lease terms of more than three years；
3. can follow

Require

Renovate and equip with necessary facilities(open for business、Anti-theft、monitor、Fire protection and other facilities)。 (Four)Have management personnel and appraisers who are familiar with the pawn business。

1. Have more than 2 civilian product appraisal and evaluation personnel；
2. Engaged in real estate pawns and have more than 2 real estate appraisers；
3. Engaged in property rights pawns and having more than 2 property rights evaluators。

(five) There are two or more legal person shareholders with investment capabilities，And the legal person shares are relatively controlling：

1. The legal person shareholder has been established for more than 3 years and has made profits in the past 2 consecutive years.；
2. The capital contribution of the legal person shareholder is less than the difference between current assets and current liabilities，And within the net assets；
3. The cumulative external investment of legal person shareholders (including this investment) shall not exceed 50% of the net assets.。 (six)Public security management in compliance with the "Pawn Management Measures"

Require

。

(seven)Comply with the national overall plan for pawn shops、Reasonably laid out

Require

。 From the above we can see the actual market positioning of pawn shops，You need to determine which type of business to run based on your actual capital volume and whether you have the corresponding professional talents.。

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