Port communicationThe registered capital limit for pawn shops is 3 million yuan.；Engaged in real estate mortgage pawn business，The registered capital limit is 5 million yuan；Engaged in property pledge and pawn business，The registered capital limit is 10 million yuan。The registered capital limit of a pawn shop shall be the capital paid in by shareholders.，Not included in kind、industrial property、non-technical、Capital contributed as a price for land use rights。
Pawn shops should be established、Improve the following safety systems：
- Collect、Assignment、Redemption certificate (photo) system；
- Inspection of property、custody system；
- Wanted assistance investigation and verification system；
- suspicious reporting system；
- Equipped with security personnel system。What is the difference between a pawn shop and a bank?
- Different business scope：In addition to lending business，The pawn shop also deals in the sale of absolutely pawn items.、Appraisal, evaluation and consulting services，The bank additionally operates deposit-taking services、Exchange business、Agency business, etc.。
- Business scale and organizational form are different：Banks are large state-owned and joint-stock enterprises，Registered capital、The scale of operation is quite large， Set up a large number of branches across the country。Pawn shops are companies with smaller capital，Limited scale，Single organizational form。
- Loan procedures and procedures are different：Banks implement a system of separation of review and loan， The approval process is cumbersome，Takes a long time;And pawn shops lend money when they see something，High efficiency，fast，Convenient and flexible。
- Different lending objects and characteristics：Banks mainly focus on large and medium-sized enterprises， Large amount、long term、Strict restrictions on the use of loans，Pawn shops are mainly small and medium-sized enterprises and individuals.，Small amount、Short term、And don’t ask about the purpose of borrowing money。
- Different status effects：Banks occupy a dominant position in our country’s national economy，It is the main part of the financial system，It plays the role of the main channel in regulating the supply and demand of social funds.;Pawn shops are a useful supplement to the financing channels of the entire society.，occupy a secondary position in economic life。Pawn Comprehensive
cost
Including various services and management
cost
。The monthly comprehensive rate for chattel pledge and pawn shall not exceed 42‰ of the deposit.。
The monthly comprehensive rate of real estate mortgage pawn shall not exceed 27‰ of the pawn amount.。The monthly comprehensive rate for property pledge and pawn shall not exceed 24‰ of the deposit。The current period is less than 5 days，Charge based on 5 days
cost
。The name of the pawn shop shall comply with the relevant provisions on enterprise name registration and management。The industry description in the name of a pawn shop should be marked with the word "pawn"。
The name of any other business organization or institution shall not contain the word "pawn",No pawn business shall be operated or disguised。Pawn shop engages in business activities，should obey the law、Statutes and Regulations，follow equality、voluntary、Integrity、principle of mutual benefit。
Apply to set up a pawn shop，The following conditions should be met：
- are in compliance with the law、Statutes and regulations；
- Have registered capital that meets the limits stipulated in these Measures；
- There is conformity
Require
business premises and necessary facilities for conducting business；
- Have management personnel and appraisers who are familiar with the pawn business；
- There are two or more legal person shareholders，And the legal person shares are relatively controlling；
- Public security management in compliance with Articles 9 and 10 of these Measures
Require
；
- Comply with the national overall plan for pawn shops、Reasonably laid out
Require
。
Guangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。
