典当行办理特殊行业许可证

The construction and operation facilities of pawn houses shall comply with relevant national safety standards and fire management regulations，Have the following safety precautions：

1. 　　
2. Set up video recording equipment in the business premises (recording data should be kept for at least 2 months)；　　
3. Set up protective facilities at the business counter；　　
4. Set up to comply with security

Require

Pawn item storage warehouses and safes (cabinets、library)；

1. 　　
2. Set up alarm devices；　　
3. Install protective facilities on doors and windows；　　
4. Equipped with necessary fire-fighting facilities and equipment。

Pawn Comprehensive

cost

Including various services and management

cost

。The monthly comprehensive rate for chattel pledge and pawn shall not exceed 42‰ of the deposit.。The monthly comprehensive rate of real estate mortgage pawn shall not exceed 27‰ of the pawn amount。The monthly comprehensive rate for property pledge and pawn shall not exceed 24‰ of the deposit。The current period is less than 5 days，Charge based on 5 days

cost

。

The assets of a pawn shop shall be managed according to the following proportions：

1. 　　
2. 典当行自初始营业起至次向省级商务主管部门及所在地商务主管部门报送年度财务会计报告的时期内从商业银行贷款的，贷款余额不得超过其注册资本。

典当行次向省级商务主管部门及所在地商务主管部门报送财务会计报告之后从商业银行贷款的，贷款余额不得超过上一年度向主管部门报送的财务会计报告中的所有者权益。Pawn shops are not allowed to operate from this city (region)、state、盟）以外的商业银行贷款。典当行分支机构不得从商业银行贷款。

1. The pawn balance of a pawn shop against the same legal person or natural person shall not exceed 25% of the registered capital.。　　
2. The pawn balance of a pawnbroker to its shareholders shall not exceed the amount of the shareholder's shares.，And the pawn conditions shall not be better than those of ordinary pawn households.。
3. When the net assets of the pawn shop are less than 90% of the registered capital，Each shareholder shall make up or apply to reduce the registered capital in proportion.，However, the reduced registered capital shall not violate the provisions of these Measures on the limits of registered capital of pawn shops.。　　
4. The balance of property pledged and pawned by a pawn shop shall not exceed 50% of the registered capital.。The balance of real estate mortgage pawn shall not exceed the registered capital。

The registered capital is less than 10 million yuan，The amount of a single payment for real estate mortgage pawn shall not exceed 1 million yuan。Registered capital of more than 10 million yuan，The amount of a single deposit for real estate mortgage pawn shall not exceed 10% of the registered capital.。

Pawn shops can operate the following businesses:：

1. 　　
2. Chattel pledge and pawn business；　　
3. Property pledge and pawn business；　　
4. Real estate (other provinces、autonomous region、Mortgage and pawn business (excluding real estate in municipalities directly under the Central Government or projects under construction that have not obtained a commercial housing pre-sale license)；　　
5. Sale of absolutely suitable items within the limit；　　
6. Appraisal, evaluation and consulting services；　　
7. Other pawn businesses approved in accordance with the law。

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