Pawn Company How to Apply for a Pawn Shop License

Professional services, professional corporate services, reliable, one-on-one, considerate, closed-door contracts, reliable services, products, high-quality business formats, pawn shop area, on-site service targets, pawn shops across the country are equivalent to the "Second Bank"，Most of the business we undertake is individuals and small and micro entities that are not easy for banks to lend to.。It’s easy for us to feel that this industry is too strict，But as Internet finance increasingly penetrates into everyone’s lives,，In fact, pawn shops have gradually come closer to us.。

There are also many Internet companies now responsible for the layout of the Internet for pawn shops.，This is also a great development opportunity for pawn shops now。This article focuses on telling you about the registration requirements for pawn shops in Guangdong.，pawn shop

Registration process

。

Pawn shop opens branch，The following conditions should be met：

1. Equipped with safety precautions in accordance with Article 10 of the "Pawn Management Measures"；
2. A pawn shop shall have a working capital of no less than 5 million yuan for each branch.；The total working capital of each branch of a pawn shop shall not exceed 50% of the registered capital of the pawn shop.。

Cross-province (autonomous region)、Municipalities) Establish pawn shop branches，The following conditions should be met：

1. Operating pawn business for more than three years，Registered capital is not less than 15 million yuan；
2. Profitable for the past two consecutive years；
3. No illegal or violation records in the past two years；
4. Have safety protection facilities in accordance with Article 10 of the "Pawn Management Measures"；
5. A pawn shop shall have a working capital of no less than 5 million yuan for each branch.；The total working capital of each branch of a pawn shop shall not exceed 50% of the registered capital of the pawn shop.。

The assets of a pawn shop shall be managed according to the following proportions：

1. 　　
2. From the time when a pawn shop initially operates to the time when it submits its annual accounting report to the provincial commerce department and the local commerce department, it shall receive from the commercial bank’s，The balance shall not exceed its registered capital。

After the pawn shop submits the accounting report to the provincial commerce department and the local commerce department, it obtains the report from the commercial bank.，The balance shall not exceed the owner's equity in the accounting report submitted to the competent authority for the previous year.。Pawn shops are not allowed to operate from this city (region)、state、commercial banks outside the alliance。Pawn shop branches are not allowed to withdraw money from commercial banks。

1. 　　
2. The pawn balance of a pawn shop against the same legal person or natural person shall not exceed 25% of the registered capital.。
3. The pawn balance of a pawnbroker to its shareholders shall not exceed the amount of the shareholder's shares.，And the pawn conditions shall not be better than those of ordinary pawn households.。　　
4. When the net assets of the pawn shop are less than 90% of the registered capital，Each shareholder shall make up or apply to reduce the registered capital in proportion.，However, the reduced registered capital shall not violate the provisions of these Measures on the limits of registered capital of pawn shops.。　　
5. The balance of property pledged and pawned by a pawn shop shall not exceed 50% of the registered capital.。

The balance of real estate mortgage pawn shall not exceed the registered capital。The registered capital is less than 10 million yuan，The amount of a single payment for real estate mortgage pawn shall not exceed 1 million yuan。Registered capital of more than 10 million yuan，The amount of a single deposit for real estate mortgage pawn shall not exceed 10% of the registered capital.。The next thing I want to talk about is about the registered capital.

Require

of。But for pawn shops，Registered capital does not have much reference significance。

Policy speaking，Engage in civilian pledge，Real estate pledge，Property pledge funds

Require

all different，If you need to know the detailed registered capital，You can call me for details。The above content is the relevant information for handling pawn shops.。If the company still has doubts about this knowledge,，For example, if you want to learn more about the materials required to apply for a pawn shop mirror and license，You can contact us directly。

We have many years of experience in handling，It can definitely be handled properly。Guangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。