Port communicationThe number of moneylender licenses has soared in recent years，Except because the barriers to entry are low、Business profits are huge，According to industry insiders，It turns out that Caizai brand has a price and a market，Both black and white people have needs，Prompting some people to buy Cai Tsai brands and other brands at high prices，A card is speculated to reach 400,000 yuan，But the cost is not 20,000 yuan。
reporter：Zhou Jiacheng related news：Stop quick approval to prevent counterfeit owners, it is reported，Nowadays, many people on the market have criminal records，Failure to comply with application for license
Require
，And even if you get a license，But failed to successfully open a bank account，Then someone decided to "go through the back door"，Acquisition of complete tools for making money (licensed)、There is a shop for rent、Money lender's license with account)，In the past four short years，The number of license plates has soared by nearly 70% (see picture)。
Industry insiders revealed，Last year, the asking price for a license plate was about NT$500,000 to NT$800,000.，However, there have been many financial fraud cases recently，For example, the fake owner, er, the rich man、Bad intermediaries, debt guys, etc.，Finance company license transaction price lowered to 400,000 yuan。in addition，rent、address、Furniture and electrical appliances also affect the transaction price，And the most important thing is the bank account，"A pure license is meaningless，Banks usually do not help financial companies open accounts.，So it is very important to have an account。
"It takes four months to apply for a license and become familiar with the trading of Cai Zai licenses、Fu Jiahao, co-director of Dynamic Internet Finance, pointed out，Except for those with criminal records，Listed companies are also the main source of customers，The reason is to apply for a money lender license through the Companies Registry and the Police，It takes four to six months，Buying cards shortens the time，"400,000 yuan is not a big deal.
cost
，Especially when the economy deteriorates，They can diversify their investments"。
According to the Companies Registry，Applying to establish a company now
cost
is NT$1,720，The three-year business registration certificate is RMB 3,950。Apply for a money lender's license
cost
Then it is about 10,700 yuan，no statutory capital
Require
。Therefore，Excluding rental of registration premises，total
cost
No need 20,000 yuan，Returns up to 20 times。Marco Fu refers，Money Lender License Purchase and Sale Process，Similar to property sales or business transfer，There are also intermediaries in the market that facilitate license transfers。
After transfer，New shareholders need to report to the Companies Registry，If the Companies Registry considers it necessary，You can check at the registered address，or
Require
New shareholders or new colleagues submit relevant documents。
Related news：If the interest rate spread of the main property mortgage loan exceeds 10%, shareholders do not need to re-apply for Hong Kong Credit (1273) CEO Xie Peidao said，There is a real demand for money lender licenses in the market，For example, it is difficult for financial companies to open bank accounts，Will also choose to buy Cai Zai brand，"Have full household registration、Tools for making money、license plate etc.，New investors can buy。
"He did not rule out the possibility of unscrupulous intermediaries being interested in this matter.，We also learned that there are indeed relevant transactions in the market，"In addition to the initial application process，Is it a legal loophole that transfer shareholders do not need to resubmit the application? "Xie Peidao suggested that applicants should apply through proper channels.。According to the Companies Registry Regulations，The current procedures for applying for a money lender license are rigorous，The Police will consider the applicant’s knowledge、Educational qualifications、experience；Whether the premises are suitable for carrying on business；Whether licensing will violate public interests, etc.。
in addition，Xie Peidao also learned，Prices of money lender licenses are currently falling，Mainly because the property market is quiet，Property price fluctuations，Coupled with the recent surge in fraud cases,，Causing authorities to tighten supervision。But I think there is no objective price for a license plate，Supply and demand vary from time to time。
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