Currently we actually own an insurance brokerage company.,The license is a futures license,Once the registered capital is in place, you can get the license,Price within 1000,Can do nationwide business,Can apply for online sales qualifications,Friends who need it can send me a private message.,Discuss relevant cooperation details in detail,Thanks! While BATJ entered the insurance industry through intermediary channels,,Universal insurance gradually weakens,This has made the insurance intermediary channel, which once had its popularity slow down,,Gaining market attention again。
As of the third quarter of 2025,Insurance intermediary channels realize premium income
- 68trillion yuan,year-on-year growth
- 5%,Compared to 2011
- 23Trillions doubled。According to statistics,2025Insurance intermediary companies (including insurance agents) approved for business so far、insurance brokers and insurance adjusters) has reached 35。While insurance licenses "cool down",Insurance intermediary licenses are “heating up”。
There are reports that,2025The market price of an insurance brokerage license before and after is approximately 5 million.,By the end of 2025, the license transaction price has risen to 26 million.。“Current pursuers of insurance intermediary licenses,Not focusing on the revenue of the business itself,Rather, they are interested in the operating rights of the huge insurance float and the investment capabilities derived from it.。
"A senior capital person told a reporter from the Changjiang Business Daily yesterday.,Although insurance intermediaries are just intermediaries,,But it can be regarded as mastering the exit of insurance users.,Intermediaries can be used
Advantages
Reversely affects insurance companies and insurance funds。but,Many insurance agency channel leaders and insurance intermediaries emphasized that,At present, the insurance intermediary market is still “a battle between heroes”,Only focus on business quality、Insurance intermediary with marketing level and service capabilities,To gain market recognition。
There are more and more signs of the layout of insurance intermediaries,Insurance intermediaries in China’s insurance market are maintaining strong growth momentum。2025years since,The number of approved insurance companies published on the official website of the China Insurance Regulatory Commission is only 5 (including mutual insurance companies).、Captive insurance company),Insurance intermediary companies that have been approved to open business (including insurance agents、insurance brokers and insurance adjusters) has reached 35。
in fact,These 35 insurance intermediaries have been approved for business,Weimin Insurance Agency Co., Ltd., which is 57.8% owned by Tencent Holdings, has been approved for establishment,There is also Hangzhou Baojin Insurance Agency Co., Ltd., which is 100% controlled by Ant Financial.;There is also Huahai Fengtai Insurance Agency Co., Ltd. established by Huahai Property & Casualty Insurance Co., Ltd.、West China Insurance Brokers Co., Ltd. established by West China Financial Holdings、Continent Insurance Agency Co., Ltd. established by Continent Property & Casualty Insurance、Taiping Insurance Brokers Co., Ltd. established by China Taiping。
besides,CRRC Group、State-owned enterprises such as BAIC Group have also successively deployed。"Overall,More and more subjects are participating in it,including internet companies、Insurance companies and even real estate companies are also involved in this industry。This is a more prominent point since 2025。"The vice president of a well-known insurance agency company in Hubei told a reporter from the Changjiang Business Daily。
A report released by the Qianzhan Industry Research Institute shows,By the end of 2025,The number of professional insurance intermediaries in China is 2,527,24 more than the previous year。It is also an industry consensus that the premium scale of insurance intermediaries is getting bigger and bigger.。“If we say that the growth rate of insurance premiums may be around 30%,The growth rate of insurance agency premiums may be as high as 200%。"The above-mentioned insurance intermediary said。This statement has been confirmed by many insurance intermediary practitioners.。
"Insurance intermediaries analyze customer needs and solve professionalism and service convenience.,is being recognized by more and more customers。"There are public statistics showing that,Premium based on scale,In the past three years, the average annual growth rate of premiums contributed by third-party insurance intermediary companies has reached 200%.,It is about 10 times the industry’s total premium growth rate。
According to the "Insurance Intermediary Industry Report of the Qianzhan Industry Research Institute",20117 years to 2025,Insurance intermediary channel premium income has been
- 23trillion to increase to 2025 in the first three quarters of 2025
- 68trillions,Premium income has indeed doubled。
Judging from the proportion of premium income realized by professional insurance intermediaries to the total premium income of insurance companies,The relevant person in charge of the China Insurance Regulatory Commission recently stated that,As of the third quarter of 2025,Insurance intermediary channels realize premium income
- 6billion,year-on-year growth
- 5%,% of total national premium income
- 6%。in,Insurance concurrent business channels、Professional intermediary channels、Marketer channels account for 38% respectively、
- 8%、
- 8%。
Historical statistics display,2011years since,The proportion of insurance intermediary channels in total premium income of insurance companies,Depend on
- 0%down to
- 7%,and then gradually rebounded,By the first three quarters of 2025,The proportion reached an all-time high。2025There were 34 financings in the Internet insurance field in 2016 with an amount exceeding 1 billion, but,"Good times are coming",Not for every entrant in the market。
An insurance intermediary said,While Internet giants are entering the game one after another,,Insurance companies have also begun a large-scale "survival of the fittest" campaign。A well-known life insurance company will cooperate with Internet channels in 2025,The difference between its business indicators、small scale、Clean out agencies with poor quality,Replace it with high quality、Large insurance agency。
“Several insurance companies we work with have started cleaning up ‘vulnerable groups’,Actions to introduce high-quality agencies。"The current market is full of flowers.",But the market is transforming from simple and extensive primitive competition to a professional service model。"A person in charge of the agency channel of an insurance company told a reporter from the Changjiang Business Daily,Small and unprofessional agency,If you fail to keep up with the times in the market,will face the situation of "substitution"。
but,China's insurance intermediary market has been facing a "small and fragmented" situation,The trend of leading intermediary companies is not obvious。Compared with insurance companies, the four major listed insurance companies account for about 40% of the premium industry share.,Insurance intermediary companies such as leading insurance intermediary market,Limited market share。
“This is also the reason why capital has come in to ‘disrupt the situation’,Unlike insurance companies, which gradually mature,It is no longer difficult for emerging insurance companies to ‘share the pie’,The landscape of insurance intermediaries is still undecided,‘It’s still unclear who will win’,This has triggered more capital to come in and get involved.。"Executive Director of Chanson Capital、Shen Meng, a well-known M&A and restructuring expert, said in an interview with a reporter from Changjiang Business Daily。“The acceleration of Internet innovation is also the reason why capital is coming in one after another.。
to some extent,The Internet is also a manifestation of intermediary,When financial technology is so ‘hot’,Capital investment in Internet insurance platforms has also given rise to the development of insurance intermediaries。"The person in charge of the agency channel of an insurance company pointed out。also,Many insurance professionals pointed out,The phenomenon of high-quality insurance agents (salesmen) of insurance companies migrating to professional intermediary channels is also quite prominent.。
Many insurance company agents have previously stated that,The products sold by an insurance company can no longer meet the needs of the customers it serves.,There are plans to transform into an independent insurance intermediary。Improving technical services is the “footholding”. “The current enthusiasm for capital has pushed the valuation level of insurance intermediary companies to high levels.,High valuation、Competition is fierce、Income is low,Therefore, investment risks are increasing。
From past experience,2025Insurance intermediary fever will continue in 2019,Until the market is saturated or heavy regulation is triggered。"Internet giants invest in establishing insurance intermediary companies."
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Because they have ports,Traffic converted into sales value
Advantages
,But traditional insurance intermediaries also have their expertise in serving insurance customers for many years.
Advantages
。Intense market turmoil and competition will continue。"A senior insurance intermediary in Hebei predicted to a reporter from Changjiang Business Daily。
“But now the voice of ‘disintermediation’ is indeed no longer mainstream.。Not all complex insurance products are suitable for simplification,All meet the needs of each user。"In the opinion of the person in charge of the above-mentioned insurance agency channel,,capital investment,It has indeed promoted the improvement of technology and network laying.,However, the development of insurance intermediaries cannot be pursued blindly.,From past experience,Stability comes first。
“Either focus on a certain field and become professional,Either keep pace with the times and lead the market trend。"Many insurance intermediaries and insurance professionals said,In the future, we will deeply explore customer needs and provide insurance design with professional risk management solutions.,Insurance intermediary that can serve customers quickly,It is the mainstream of the market。"Specialized divisions will become more and more detailed.、Service efficiency will become higher and higher。
"The above-mentioned senior insurance intermediary pointed out that,"Simple、Processed products,Reaching customers directly from the Internet insurance platform,Achieve flat sales;Complex installment products、Dividend type financial insurance, etc.,The role of insurance intermediaries will become increasingly prominent。"Li Xiaolin, Dean of the Insurance School of Central University of Finance and Economics, pointed out at the recent 2025 Insurance Intermediary Development Forum,Insurance intermediaries will be upgraded to comprehensive risk management platforms。
New technologies will drive other industries to cross-border into insurance intermediaries,Market competition escalates。The managed general agent model relying on the community will blossom everywhere。A comprehensive financial service platform built by a large vertically integrated insurance group and a pure service platform that provides various technical supports for small and medium-sized insurance companies and insurance intermediaries,Will be a value contributor。
future,The insurance intermediary industry should seize the opportunity of technological innovation,Create a comprehensive information service platform,Master the risk target portrait from multiple dimensions,Accurate implementation、differentiated marketing,more scientific、Provide services in a more targeted manner。
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