Insurance intermediary development|Insurance brokerage license application requirements

Insurance intermediary development|insurance broker license

Application conditions

Insurance intermediary development|insurance broker license

Application conditions

past year，For the insurance intermediary industry，Danger abounds，and contains vitality。Internet giants are investing in the insurance industry，The insurance intermediary market structure will be reshaped。In addition to BATJ (Baidu、Ali、Tencent、Jingdong)、Ctrip、NetEase、First-line technology giants such as Xiaomi，Many small and medium-sized Internet companies are also involved in the insurance industry。

no doubt，The intermediary field has always been the first choice for Internet technology companies。Insurance + technology is the trend，Also a storm。big data、cloud computing、Blockchain、The rapid development of high-tech technologies such as artificial intelligence，The insurance industry enters the technological era。As insurance and technology accelerate the integration，Traditional insurance intermediaries face very big challenges，The transformation and upgrading of the insurance intermediary industry is imperative。

Technology empowers the development of the insurance industry，Regardless of the insurance company，Or for insurance intermediary companies?，The running-in has just begun。In this context，Henan Insurance Intermediary Industry Association cooperates with Zhongan College, a subsidiary of Zhongan Technology，With the theme of "Technology Empowers the Transformation and Upgrading of Insurance Intermediaries"，Let’s discuss together in the context of the Internet，How insurance intermediaries seek transformation，Maximize corporate value。

It is reported that，The China Insurance Regulatory Commission、Broker、The access regulations for the three public accounting entities have been unified and integrated.，Strengthened management of applicants，clarified insurance agency、insurance broker、Licenses for insurance adjusters, three types of insurance intermediaries and insurance intermediary groups、Shareholder qualifications、Shareholder conditions、Conditions for proposed appointment as senior executive。

The access regulations for the three entities are unified and integrated, and the draft for comments provides permission for operating insurance agency business.、License to operate insurance brokerage business、Insurance intermediary group (holding) company establishment license，Relevant conditions for filing for insurance assessment business、capital

Require

、shareholder

Require

、The business model has been clarified

Require

。

Specifically，Professional insurance agencies operate insurance agency business，Industrial and commercial business license should be obtained，The name should contain the words "insurance agent"；The registered capital is paid-in monetary capital and is managed in accordance with the relevant regulations of the China Banking and Insurance Regulatory Commission.，The minimum registered capital limit for national insurance professional agencies is 50 million yuan.，The minimum registered capital limit for regional professional insurance agencies is 10 million yuan.。

Insurance intermediary companies must operate insurance business，Must hold an insurance broker's license，So how to apply for an insurance broker license? The legal basis for the approval authority, the China Insurance Regulatory Commission, is the "Regulations on the Supervision of Professional Insurance Agencies"

Application conditions

1. Unless otherwise stipulated by the China Insurance Regulatory Commission，Insurance brokerage institutions shall adopt the following organizational forms：
2. limited liability company；
3. Co., Ltd.。
4. The registered capital of an insurance brokerage company shall not be less than RMB 50 million.，and must be paid-in monetary capital。
5. The name of an insurance brokerage institution shall contain the words "insurance broker"，And the font size must not be the same as that of existing insurance intermediaries.，Unless otherwise specified by the China Insurance Regulatory Commission。
6. Insurance brokerage institutions may engage in the following insurance brokerage businesses::
7. Formulate insurance plans for policyholders，Choose an insurance company and go through the insurance procedures；
8. Assist the insured or beneficiary in making claims；
9. Reinsurance brokerage business；
10. Provide disaster prevention for clients、Loss prevention or risk assessment、Risk management consulting services；
11. Other businesses approved by the China Insurance Regulatory Commission。
12. Apply to establish an insurance brokerage company，All shareholders、All sponsors shall designate a representative or jointly entrust an agent to request instructions from the Shenzhen Insurance Regulatory Bureau on matters concerning the establishment application.。
13. Investment insurance brokerage agency for Hong Kong, Macao, Taiwan and foreigners，If the shareholding reaches or exceeds 25%，Not within the scope of acceptance by Shenzhen Insurance Regulatory Bureau，An application for establishment must be submitted directly to the China Insurance Regulatory Commission。
14. Applicants should go to the industrial and commercial administrative department to apply for industrial and commercial registration in accordance with relevant regulations.，After receiving the business license,You should apply for an insurance brokerage business license from the Shenzhen Insurance Regulatory Bureau in a timely manner。No license has been obtained，Insurance brokerage-related businesses are prohibited。Registered capital

Require

Not less than RMB 50 million，and must be paid-in monetary capital。

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