When an insurance brokerage company purchases insurance,,Negotiate with insurance companies,To safeguard the interests of customers,Get the best deals for customers,in addition,Insurance brokers also use their professionalism,Assist clients to complete the formulation of comprehensive risk management plans,As a risk management consultant,Recognized in domestic and foreign insurance markets。insurance agency,从字面上理解,是专门从事代理保险业务的公司。
Its business scope includes insurance product agency sales、Insurance
cost
Collected by agent、Loss survey and claims agency for related insurance business, etc.。Both insurance brokers and insurance agents can be regarded as insurance intermediaries,But the difference between the two is obvious:They represent different interests。
Insurance broker accepts commission from insurance client,Represent the interests of insurance clients,An insurance agent is just the opposite,他为保险公司代理业务,自然代表的是保险公司的利益。The services provided by the two are different。Insurance brokers manage risk、Insurance arrangements、Assist with claims and other services provided to customers,Insurance agents act as agents of insurance products、Collect insurance premiums、Assist with claims settlement, etc.,To provide services to insurance companies。
The legal responsibilities borne by the two are different。Insurance broker accepts client's entrustment,Sign an entrustment agreement。If a customer purchases insurance,Loss due to the fault of the insurance broker,The customer has the right
Require
Insurance brokers provide corresponding financial compensation。An insurance agent acts as a business agent for an insurance company,Consequences of actions within the scope of authorization,Responsible by the represented insurance company。Shenzhen Business Company,Professional agency company registration、Financial license application, etc.。
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