保险公估资质转让流程条件

Insurance adjuster qualification

transfer process

condition。公估行业在我过是一个全新的行业，也是一个朝阳行业。目前的市场格局还远远没有确定。今后巩固公司有三个发展趋势：一是大资本的介入。现在公估公司普遍存在的问题是资本金太小，这样难以形成人才、网络与技术方面的

Advantages

；二是强势股东的介入。

现有的保险公司正走向集团化，下一步会不会成立公估公司，把理赔作为类似集团的一个事业部来发展，现在还不好说；三是品牌

Advantages

。现在的公估公司在最近的3至5年的时间就会有一个整合，会形成一些强势品牌。这些强势品牌会垄断保险公估市场的绝大部分市场份额。

港信通-接受全国范围内保险公估牌照办理，同时手上有多个地区的保险公估资质待转。

Insurance adjusters and their practitioners in the process of carrying out adjustment business，Except for Article 25 of this Law、In addition to the acts specified in Article 31，You must also not engage in the following behaviors：

1. Concealing or fabricating important information related to the insurance contract；
2. Collusion with the client or related parties，Fraudulent insurance money；
3. Disclosure of business secrets and personal privacy of clients and related parties that are known during the course of business operations；
4. False invoices、Overstating the amount of estimated remuneration。

下列情形之一的，保险公估人应当在5日内注销保险公估从业人员执业登记：

1. 保险公估从业人员受到停止从业行政处罚的；
2. 保险公估从业人员因其他原因终止执业的；
3. 保险公估人停业、解散或者因其他原因不再继续经营保险公估业务的；
4. law、行政法规和中国保监会规定的其他情形。

保险公估机构实行年度报告制度。保险公估机构应当于每年1月31日前向中国保监会及其派出机构提交上一年度报告。对不按时报送年度报告的保险公估机构，中国保监会及其派出机构将对外公示其经营异常信息。对年度报告事项未达到监管

Require

的保险公估机构，中国保监会及其派出机构将采取相应的监管措施。

保险公估机构分支机构经营管理混乱，从事重大违法违规活动的，保险公估机构应当根据中国保监会及其派出机构的监管

Require

，对分支机构采取限期整改、Suspended、撤销等措施。

The self-regulatory organizations of the insurance intermediary industry perform the following responsibilities:：

1. Develop member self-discipline management measures，Implement self-discipline management of members；
2. Organize and carry out continuing education and professional training for members；
3. Create member credit file，Will members comply with the law、Administrative regulations and accounting standards are recorded in the credit file，and make it public；
4. Check the members’ establishment of risk prevention mechanisms；
5. Handle complaints against members、report，Accept members’ complaints，Mediate member practice disputes；
6. Standardize members’ professional behavior，Regularly inspect the assessment reports issued by members，Reward and punish members in accordance with the Articles of Association，and promptly report rewards and punishments to the China Insurance Regulatory Commission；
7. Ensure members conduct business in accordance with the law，Safeguard the legitimate rights and interests of members；
8. law、Other duties stipulated in administrative regulations and charters。

全国性保险中介行业自律组织依据保险公估基本准则制定公估执业准则、职业道德准则、从业人员行为准则。

中国保监会及其派出机构依法对保险公估人进行现场检查，主要包括下列内容：

1. 是否按规定进行备案或者履行报告义务；
2. 职业风险基金或者职业责任保险是否符合规定；
3. 业务经营是否合法；
4. 财务状况是否良好；
5. 向中国保监会及其派出机构提交的报告、Report、文件和资料是否及时、完整和真实；
6. 内控制度是否符合中国保监会有关规定；
7. 设立及管控分支机构是否符合规定；
8. 聘用董事长、执行董事和高级管理人员是否符合规定；
9. 是否有效履行从业人员管理职责；
10. business、财务信息管理系统是否符合中国保监会有关规定；
11. 持续符合资产评估法第十五条规定条件的情况；
12. 中国保监会规定的其他事项。

港信通-接受全国范围内保险公估牌照办理，同时手上有多个地区的保险公估资质待转。

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