保险公估牌照资质办理，Full registration process

保险公估牌照资质办理，Full registration process。（港信通- 廖江整理）。in insurance business，公估机构的公正性、独立性不可或缺，但从目前的市场表现来看，还有很大的挖掘空间。国家在政策方面也有了一定支持。现在的局面，公估机构自身秉持公正性独立性，就以能可以有好的发展。本文即是介绍保险公估资质如何办理，以及注册的一个流程。

港信通-现接受全国范围内的保险公估牌照资质办理，同时也有数张新牌待转。报送保险公估材料后保监会接受申请材料，进行材料审批决定是否受理。期间依据情况进行材料补正。决定受理后进入审查。审查过程根据审查需要，会请申请人反馈相关情况。审查决定后发出公告，办理结束。

一般保险专业巩固机构经营保险公估业务许可审批，是于40个工作日内作出核准或者不予核准的书面决定。保险公估集团公司设立申请、保险兼业巩固机构代理资格审批、外资保险公估公司设立审批则是于20个工作日内作出核准或者不予核准的书面决定。

Insurance adjustment agencies can engage in the following businesses:：

1. Inspection of the subject matter insured before and after underwriting、Valuation and Risk Assessment；
2. Investigation after the insurance subject is out of danger、test、Loss estimation and residual value processing of insurance subject matter in case of accident；
3. risk management；
4. Other businesses approved by the China Insurance Regulatory Commission。 Insurance adjustment agencies and their branches shall establish special account books，Record the income and expenditure of insurance adjustment business。

Insurance adjustment agencies and their branches shall establish complete and standardized business files，Business files should include the following content：

1. The main situations involved in the insurance adjustment business，including the insurer、Policyholder、Names of the insured and beneficiary，subject of insurance、Accident type、Estimated loss amount, etc.；
2. Remuneration amount and collection status；
3. Other important business information。The records of the insurance adjuster should be complete、reality。

Insurance adjustment agencies and their employees enjoy the following rights:：(1) According to the needs of executing business，

Require

The client and other relevant parties provide documents related to insurance assessment、Information and other necessary assistance；(2) Objective、Carry out insurance assessment activities impartially，When the party concerned fails to provide assistance or

Require

When issuing a false insurance adjustment report，Suspension of business execution or termination of contract performance；(3) Law、Administrative regulations and other rights stipulated by the China Insurance Regulatory Commission。

Insurance adjustment agencies and their employees shall perform the following obligations:：

1. obey the law、Administrative regulations and China Insurance Regulatory Commission regulations，Accept industry management，Maintain industry reputation；
2. adhere to assessment criteria、Professional ethics and related standards；
3. Relevant documents for use、prove、Check the authenticity of the information；
4. law、Administrative regulations and other obligations stipulated by the China Insurance Regulatory Commission。

保险公估机构及其分支机构在开展业务过程中，应当制作规范的客户告知书，并在开展业务时向客户出示。客户告知书应当至少包括保险公估机构及其分支机构的名称、business place、Contact information、业务范围等基本事项。保险公估机构及其董事、高级管理人员与公估业务相关的保险公司、保险中介机构存在关联关系的，应当在客户告知书中说明。

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