Insurance adjuster license transfer process，Specific description of changes required

Insurance adjuster license

transfer process

，Specific description of changes required。As far as domestic attack speed is concerned,，There are still many problems，For example, investigating the authenticity of the accident，Determination of whether to pay compensation, etc.。Many public adjusters just look at the case.，Turn a blind eye to the many fraud cases that currently exist，Some even cooperate with the fraud。These are areas that need improvement。Insurance claims settlement is a concrete manifestation of insurance realizing its economic compensation function.，It involves the vital interests of both parties to the insurance contract。

Insurance adjuster's report issued by an insurance adjuster，Be able to take a neutral stance on the causes of insured accidents、responsibility、Objective assessment of the extent of losses, etc.、Evaluate、Calculate，Easily recognized by both insurance parties，so as to pay compensation as soon as possible，Realize the economic compensation function of insurance。 Hong Kong Xintong-several insurance adjuster licenses are waiting to be transferred，We also accept nationwide insurance adjuster license applications.。

The self-regulatory organizations of the insurance intermediary industry perform the following responsibilities:：

1. Develop member self-discipline management measures，Implement self-discipline management of members；
2. Organize and carry out continuing education and professional training for members；
3. Create member credit file，Will members comply with the law、Administrative regulations and accounting standards are recorded in the credit file，and make it public；
4. Check the members’ establishment of risk prevention mechanisms；
5. Handle complaints against members、report，Accept members’ complaints，Mediate member practice disputes；
6. Standardize members’ professional behavior，Regularly inspect the assessment reports issued by members，Reward and punish members in accordance with the Articles of Association，and promptly report rewards and punishments to the China Insurance Regulatory Commission；
7. Ensure members conduct business in accordance with the law，Safeguard the legitimate rights and interests of members；
8. law、Other duties stipulated in administrative regulations and charters。

Insurance adjusters and their practitioners in the process of carrying out adjustment business，Except for Article 25 of this Law、In addition to the acts specified in Article 31，You must also not engage in the following behaviors：

1. Concealing or fabricating important information related to the insurance contract；
2. Collusion with the client or related parties，Fraudulent insurance money；
3. Disclosure of business secrets and personal privacy of clients and related parties that are known during the course of business operations；
4. False invoices、Overstating the amount of estimated remuneration。

Insurance adjusters shall establish complete and standardized adjuster files，The assessment file should at least include the following contents:：

1. The main situations involved in the insurance adjustment business，Include the names of the principal and other parties，subject of insurance、Accident type、Estimated loss amount, etc.；
2. Remuneration and collection status of loss assessment business；
3. Other business information specified by the China Insurance Regulatory Commission。The insurance adjuster’s adjustment files must be true、whole。

An insurance adjuster may engage in all or part of the following businesses:：

1. Inspection of the subject matter insured before and after underwriting、Valuation and Risk Assessment；
2. Investigation after the insurance subject is out of danger、test、Loss estimation and residual value processing of insurance subject matter in case of accident；
3. risk management；
4. Other businesses specified by the China Insurance Regulatory Commission。

The insurance adjuster encounters one of the following circumstances:，Temporary person in charge can be appointed，However, the temporary person in charge shall not serve for more than 3 months at most.，and shall not appoint temporary responsible persons consecutively for the same position.：

1. The original person in charge resigns or is dismissed；
2. The original person in charge died due to illness、Unable to perform normal job duties due to accidents or other reasons；
3. Other special circumstances recognized by the China Insurance Regulatory Commission。

The temporary person in charge should have the ability to perform his duties.，and shall comply with Article 33 of these Regulations、Related to Article 34

Require

。The insurance adjuster appoints a temporary person in charge，Relevant information shall be registered in the regulatory information system prescribed by the China Insurance Regulatory Commission within 5 days from the date of the decision.。

About Hong Kong Xintong

Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。