Insurance adjuster company filing application

What does an insurance adjuster do?

1. An insurance adjuster is one who accepts entrustment，Specializing in insurance subject matter or insurance accident assessment、Inspection、identification、Loss estimation and other services，An organization that collects remuneration as agreed。
2. Insurance adjusters can be entrusted by insurers，It can also be entrusted to the policy holder，But it does not represent the insurer，Nor does it represent the policy holder，But stand on an independent stand，maintain an equidistance relationship with the above two parties，Able to make objective decisions on entrusted matters、fair evaluation。
3. Not only can it reduce compensation disputes，Better realize the economic compensation function of insurance，It can also help insurance companies save a lot of manpower、Material and financial resources，Improve the credibility of insurance companies。

The conditions for applying for an insurance adjustment are as follows:

1. The unit or individual has any of the following circumstances:，Not allowed to become a shareholder or partner of an insurance adjustment agency：Received major administrative penalties or criminal penalties in the past three years；Under investigation by relevant departments for suspected major illegal crimes；In the People's Court for serious breach of trust in the past three years、commercial bank、Industrial and commercial departments、Self-regulatory management organizations and other units have bad records；According to the law、Administrative regulations prohibit investment in enterprises；Other circumstances deemed unsuitable to become a shareholder or partner of an insurance adjuster as determined by the China Insurance Regulatory Commission in accordance with the principles of prudent supervision；
2. According to business development plan，Have the necessary working capital for daily operations and risk taking，The operating capital of a national insurance adjustment agency is more than 2 million yuan，The operating capital of a regional insurance adjustment agency is more than 1 million yuan。

Conduct working capital custody in accordance with relevant regulations of the China Insurance Regulatory Commission；

1. An insurance adjustment agency may engage in all or part of the following businesses:：Inspection of the subject matter insured before and after underwriting、Valuation and Risk Assessment；Investigation after the insurance subject is out of danger、test、Loss estimation and residual value processing of insurance subject matter in case of accident；Risk management consulting；Other businesses specified by the China Insurance Regulatory Commission；
2. The articles of association or partnership agreement comply with relevant regulations；
3. The name of the insurance adjuster should include the words "insurance adjuster"。

The name of the insurance adjuster shall not be the same as that of the existing professional insurance intermediary agency.，Insurance adjustment agencies with the same actual controller as professional insurance intermediaries are excluded.；(6) Appointment of chairman of the insurance adjustment agency、Executive directors and senior managers should meet the following conditions：College degree or above；Engaged in financial insurance work for more than 3 years，Or engage in asset appraisal related work for more than 3 years，Or have been engaged in economic work for more than 5 years；Have the business and management capabilities required to perform duties，Familiar with insurance laws、Administrative regulations and relevant provisions of the China Insurance Regulatory Commission；Honesty and trustworthiness，good conduct。

Engaged in finance or asset appraisal work for more than 10 years，It is not subject to the academic qualification restriction of "college degree or above"；

1. Have a governance structure and internal control system that comply with the regulations of the China Insurance Regulatory Commission，The business model is scientific, reasonable and feasible；
2. Have a fixed residence commensurate with the size of the business；
3. Have business that complies with the regulations of the China Insurance Regulatory Commission、Financial information management system；
4. Have a certain number of insurance adjusters；
5. law、Administrative regulations and other conditions stipulated by the China Insurance Regulatory Commission。

For more detailed information, you can leave a message below. News related to insurance adjustment。for a policy，When underwriting, the public accounting company performs risk assessment and target value assessment for the insurance company.，Liability assignment and amount estimation when settling claims。Because of its "neutrality"，Known vividly as the "insurance referee"。

Big money in the real process，Domestic insurance professional adjustment agencies and professional talents lag behind the market

Require

，There are sometimes many flaws in the qualifications and behavior of employees。8Shanghai Insurance Regulatory Bureau has issued 11 fines since this month，Among them, there were as many as 7 fines targeting the illegal behavior of insurance adjusters.。

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