Port communicationWhat types of factoring companies are there?，办理保理公司条件 何为保理业务？ 保理业务是基于企业交易过程中订立的货物销售或服务合同所产生的应收账款的综合信用服务。On the premise that the creditor transfers its accounts receivable，Collection of accounts receivable provided by commercial banks or commercial factoring companies、manage、Comprehensive financial services integrating bad debt guarantee and financing。
There are many ways to classify factoring business，Mainly include： By geography，Can be divided into domestic factoring and international factoring。Domestic factoring is a factoring business in which both the creditor and the debtor are located within the country.，International factoring means that at least one of the creditor and the debtor is located outside the country (including bonded areas).、free trade zone、Domestic and overseas customs, etc.) factoring business。 Whether there is recourse，Can be divided into factoring with recourse and factoring without recourse。
Recourse factoring is when accounts receivable cannot be collected from the debtor when they expire.，Factoring companies can counter-assign accounts receivable to creditors、
Require
Creditors repurchase accounts receivable or return financing；Non-recourse factoring means that accounts receivable cannot be paid off without commercial disputes and other circumstances.，The factoring company bears the risk of bad debts on accounts receivable。 Press whether to notify the buyer，Can be divided into explicit factoring and implicit factoring。
Express factoring means notifying the buyer in writing of the fact that the creditor's rights in accounts receivable are transferred.，Hidden factoring refers to not notifying the buyer of the fact that the creditor's rights in accounts receivable are transferred.。 Depends on whether financing is prepaid，Can be divided into discount factoring and maturity factoring。If the factor provides advance payment financing at a discount，is financing factoring，Also known as discount factoring。If the factor does not offer advance account financing，Instead, payment is made when the credit is due.，maturity factoring。
By factor type，Can be divided into bank factoring and commercial factoring。The former is a bank engaged in factoring business，The latter is a commercial factoring company engaged in factoring business。 The development of factoring business is conducive to promoting financing of small and medium-sized enterprises，make up for lack of funds；Accelerate the return of commodity liquidity，Establish good supply and marketing relationships。
If the financial leasing business solves the fixed asset capital needs of enterprises,，The factoring business is to solve the working capital needs of a large number of small and medium-sized enterprises.，Is an important link in supply chain finance。
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